11H·

ChatGPT - Investment advisor

junio · 2025-01-21T23:10:03.612585Z

Hallo zusammen 🤘🏻👨🏻💻, ich hab zum Spaß mal ChatGPT als meinen Anlageberater spielen lassen und gefragt, wie er 3.500 € in Aktien investieren würde. Seine Antwort: 📌 4x $CVX 📌 5x $TTE 📌 3x $ALV 📌 3x $JPM 📌 1x $ASML 📌 1x $AVGO 📌 10x $VHYL Klingt für mich gar nicht so verkehrt 👀. Wie würdet ihr 3.500 € aktuell investieren? 👆🏻🤓

Hello everyone 🤘🏻👨🏻‍💻,

for fun I let ChatGPT play as my investment advisor and asked how he could invest 3.500 € in shares in shares. His answer:

📌 4x $CVX (-0.24%)

📌 5x $TTE (+0.14%)

📌 3x $ALV (+0.52%)

📌 3x $JPM (-0.22%)

📌 1x $ASML (+1.32%)

📌 1x $AVGO (+2.07%)

📌 10x $VHYL (-0.53%)

Doesn't sound so wrong to me 👀.

How would you currently invest €3,500? 👆🏻🤓

21 Comments

Darth Vader@TheRealDarthVader

11H

$VWRL

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junio@junio

11H

@TheRealDarthVader why the instead of $VHYL?

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Darth Vader@TheRealDarthVader

11H

@junio Better return. The younger you are, the better it is. The $VHYL is good when you are approaching retirement...

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junio@junio

11H

@TheRealDarthVader thank you 🤝

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ThemenmitKopf@topicswithhead

11H

@junio $SPYY rather take the or the $SPYI

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junio@junio

11H

@topicswithhead What works better with these two? 👆🏻🤝

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ThemenmitKopf@topicswithhead

11H

@junio are cheaper, sometimes structured differently, but above all you earn money as a shareholder on the stock exchange. SPDR is listed on the stock exchange and so is MSCI, so you indirectly line your own pockets. Vanguard is a private company and only has the cool cooperative structure in the USA, so there is no great reason to choose them in Europe.

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ThemenmitKopf@topicswithhead

11H

@topicswithhead are of course also available as distributing shares if you want dividends.

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junio@junio

11H

@topicswithhead okay, thank you 🤝🤝

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D.S.@Cato_Bamboo

@TheRealDarthVader Why better for early retirees?

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Mike1990@Mike1990

@topicswithhead Which would be the distributing one?

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View all 2 further answers

Chris@1Chrischi1

currently not at all. wait for corrections

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Marcel@Mcl1991

11H

80% $IWDA 20% $BTC

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junio@junio

11H

@Mcl1991 no individual shares at all?🤔

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Marcel@Mcl1991

@junio I only have Microsoft as an individual share, but no others.
Most investors don't manage to beat the Msci World. So you can do quite well with such an ETF.
The analysis takes a lot of time - learning how to value shares and companies takes time - and the risk increases with individual shares.

I prefer to invest passively and for the long term.

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Raymond@Reddington99

So you must have told ChatGPT more than just what you wrote above, otherwise there would never be two oil companies and such HighDiv stuff and with regard to the ETF not stuff but crap. I also asked ChatGPT once and the classics came up: Apple Microsoft,... etc

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Kate💎 🙌.@Iwanowitsch

2k Msci world ex usa, 1k USA (nasdaq, sp500 oder msci usa), 0.6k EM

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junio@junio

@Iwanowitsch why wouldn't you buy individual shares?

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Kate💎 🙌.@Iwanowitsch

@junio hot topic... please ask ChatGPT about the advantages and disadvantages of shares and ETFs. there is no right and wrong here, everyone has to decide for themselves

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