Getting ready for the Cyber purchase, and the rate cuts
MastercardUS57636Q1040MAMA
The FED rate cuts:
0,25 or 0,50% ?
#fed
$SOFI (+3.06%)
$NIO (+4.97%)
$O (-2.86%)
$V (-1.11%)
$MA (-0.61%)
$NVDA (+4.92%)
#crypto
$V (-1.11%) How secure do you consider Visa (or Mastercard $MA) (-0.61%) safe?
Visa and Mastercard are generally regarded as good, stable stocks that have performed well so far - but where do you see risks and how high do you rate them? Are there any reasons for you not to include them in your portfolio?
I see dangers here:
- Competition: Not only Mastercard but also fintechs and new payment methods such as cryptocurrencies represent growing competition.
- Regulation: Stricter regulations, for example in the area of data protection or fees
- Economic downturns: In times of economic crises, consumer behavior decreases, which can have a negative impact on Visa's business.
- Cyberattacks: A successful cyber attack could shake customer confidence and lead to significant financial losses.
- Geopolitical risks: Conflict or political instability in key markets could impact the business.
What I see as more of a risk are CBDCs such as the digital euro, which is supposed to be "free of charge" for merchants and consumers.
Mastercard
$MA (-0.61%) has announced that it will spend around 3% of its workforce, which corresponds to about 1.000 jobs. - Bloomberg
Financials
Market Cap
$457.08B5Y beta
1.10EPS (TTM)
$13.09Free Float
819.46MP/E ratio (TTM)
37.79Revenue (TTM)
$26.39BEBITDA (TTM)
$16.32BFree Cashflow (TTM)
$8.69BPricing
Analyst Ratings
The price target is $500.94 and the stock is covered by 38 analysts.
Buy
34
Hold
4
Sell
0
Information
Mastercard Incorporated is a technology company that connects consumers, financial institutions, merchants, governments and businesses across the world, enabling them to use electronic forms of payment. It allows users to make payments by creating a range of payment solutions and services using its brands: MasterCard, Maestro and Cirrus. It enables a variety of payments capabilities (including products and value-added services and solutions) over its multi-rail network among account holders, merchants, financial institutions, businesses, governments and others, offering customers one partner for their payment needs. Its products include consumer credit, consumer debit, prepaid, B2B accounts payable, commercial point of sale, disbursements and remittances, and others. It offers additional payment capabilities that include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It also offers other services, such as cyber and intelligence solutions.