This is my first post. I have this four positions to mantain for 20 years.
I invest 100€ every month and in June and December 300€. I have this since January 2026. How can I improve this invest?
$VWCE (+0.45%) 35%
$CHIP (+0.3%) 18%
$XNAS (+0%) 40%

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3This is my first post. I have this four positions to mantain for 20 years.
I invest 100€ every month and in June and December 300€. I have this since January 2026. How can I improve this invest?
$VWCE (+0.45%) 35%
$CHIP (+0.3%) 18%
$XNAS (+0%) 40%

Hi guys! Any thoughts on my portfolio? I started investing on march 2024, starting from 100€ and 0 knowledge. I’ve done many mistakes and already sold some positions (every time with profit, even if only 10€ profit). I’m still a noob and keep studying every day so please be kind 🤣
As you can see I also have some single stocks, these are just fun money and I’m using them just for buy and sell and make profit. I’m reinvesting on ETFs all the profits I make from stocks.
Basically I’m going to build my portfolio this way:
50% $VWCE (+0.45%) (this one will always be the core)
10% $WGLD (+1.45%)
10% $ZPRV (+0.7%)
5%/10% fun money (single stocks and a just a lil bit of cripto)
Aside from this portfolio I also have 10k on $XEON (+0.02%) (this is basically my “emergency funds”, since I don’t like/know a lot single bonds and etf bonds).
Thank you in advance!
Hello dear Gequin Community,
I am currently working on restructuring my portfolio. Historically, I currently have a few funds and a number of individual shares.
I would like to switch the funds to ETFs and continue to save in them.
Classically, I would now select the following ETFs:
$VWCE (+0.45%) / $VHYL (+0.23%) and $VFEG (+0.1%)
Now my little thought experiment: Why should I limit myself to three ETFS when I could spread the whole thing much more widely? I have also thought about something like this (with smaller sums, of course):
Of course I have a few duplications here, but I am much more differentiated.
Does this approach make sense in your eyes or is it a modest idea?
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