I would like to get some thoughts from you guys on the following:

For reasons (tax shit) I have around 100K for about 1 year. After that I have to give the money to father state (before I explained that is the year again so we accept it like that - ok? Yes I could give that back earlier but I don't want to).

Now the question how can I use the money in the meantime best.

in shares is of course nonsense because I take an inherent risk with it.

About Traderepublik and 2% interest I have thought. But is it really worth the stress for a few Euronen. With the risk that the interest rates are lowered conditions change and payouts may take forever. Are there possibly providers with more interest?

last but not least a very risky idea:

everything in $VWRL and then save back from the current salary... understandable?

I would be happy you can give me some food for thought. Thanks!

if I do not get any tips I invest in: $n/a (+0.85%)

Moin, have me the last few days a few thoughts about which ETFs I take for my savings plan have so far simply invested in the $VWRL but thought maybe I should include a few others. Is it worth it at 200€ per month? Because z.b. I find some Läbder ETFs quite interesting. Have now reconsidered and is it worth it to limit to 3-4 ETFs? Or even to 6-7? Are after all "only" 200€ monthly.