Hello everyone
About me:
I have just turned 19 and am still training to be a design engineer. I started investing at the beginning of the year. As my salary is not particularly high, I have not been able to invest regularly until now. I invested what was left over at the end of the month. However, I would like to change this and invest regularly in my portfolio.
My goal:
My goal is to generate passive income so that I can benefit from monthly dividends.
My selection:
A large part of my portfolio is invested in $BMW (-3.91%) and $MBG (-3.33%) because they pay high dividends (unfortunately the market has now plummeted). I am also invested in $VUSA (+1.03%) and $CHDVD because they also pay good dividends, pay out several times a year and because I have heard a lot of positive things about them. With $NKE (+0.58%) I got a good entry, but I don't know whether I should keep this position or sell it as soon as I have a 10% profit. Regarding $BTC (+0.18%) I have been decorating weekly for a while, but not again for a long time. I've done a bit of research and reading and have been convinced that cryptocurrencies and especially $BTC (+0.18%) will reach a new "high". If this is the case, I would exit the position and invest the entire amount in the S&P500, for example (what do you think of this idea?). I have the same idea with $AUDIO (+1.18%) and $MATIC (-1.89%) . With $AUDIO (+1.18%) I already had a previous experience, which ended positively after 1 month and I exited the position. When it fell again later, I got back in, but unfortunately without success so far. However, I have no time pressure and the money invested in $AUDIO (+1.18%) and $MATIC (-1.89%) I don't need it and I'm using it to gain "experience". It's good if it ends positively, but if it ends negatively, at least I've learned something from it.
Next steps:
Next, I want to find a stock that pays me dividends in February, August and November. I already have my eye on $AAPL (+0.65%) . What do you think?
My wish:
I would be happy if someone could give me tips on what I could adjust in my portfolio, possibly also which stocks I should get in or out of and how I should divide my money between the stocks/cryptocurrencies in the future if I were to invest CHF 100 every month.
Many thanks in advance