Jubiliäumsbeitrag to my "Cashbackdepot".
Or the explanation what where how much
Crazy idea in November 2021.
I pack times everything on the side which comes in there so steadily in money and has nothing to do with the salary, so comes in addition and is now not simply spent again but is invested. Since then, I have annoyed you here with contributions on this subject 😅 sorry or just not🥳
So in December 21 I quickly opened another 1 depot at Trade Republic (thus also immediately the first cashback) and kept accurate records.
- Where do I get how much cashback?
- Which survey portal is the most fun/where is the most rewarding?
- And what comes out with Ebay classifieds and Vinted with me so.
The result is one I would not have expected at this level!
1741, -€ were invested in this depot since then stood today there!
There was a total of
and because you have made the whole thing public of course there were still 112€ by others who had used the one or the other Reflink. Many thanks at this point eg. @SharkAce for the conclusion of the Amex over my link.
Vivid had a strong share - unbelievable cashback promotions which, if you combined them cleverly, resulted in Payback points. Vivid is now no longer used by me. The actions are often only worthwhile with Prime. For my expenses, it no longer fit. Meanwhile, I only use Shoop, Igraal, Getmore, Payback and try to handle all payments via Amex. It should be said cashback comes from everyday purchases and of course it should be said that at any time a price advantage outside of cashback portals is used the same way. We hold it times like @DonkeyInvestor Thoughtful consumption is always the cheapest, and money which I do not spend at all I do not have to try to get back.
The origin of it all. Something had to be done when short-time work was the order of the day a long time ago 🫣.
- Attapoll is running so successfully because many have taken my reflink. I had already disclosed this (in some post), but thanks again at this point.
- Entscheiderclub and Meinungsplatz are my secret favorites 👑 (here I had each 1 survey that had really brought money and an hourly wage of about 70€ equivalent).
- With Trendsetter, I felt I had the shortest surveys, in terms of time spent, somehow also always the most fun 🎰 but is still a bit behind in terms of payout.
- I actually discovered Yougov too late and only signed up in the middle of the year. That's where I make most of the points that lead to a payout besides surveys with uploading viewing history from YouTube Amazon video and Apple TV. Netflix and Disney would also go, but I have not. Disadvantage payout of 50€ only when reaching 25000 points 😵💫.
Payout:
With all portals the money arrives really fast on the account and there were never problems, top!
Otherwise time expenditure:
Do not think about it! Who has desire on such a thing, builds that somewhere into its everyday life.
If you think about it, it's best not to start at all :-).
The fiscal consideration of this type of income and how to deal with it you can read here and act accordingly or not:
Steuer
To Ebay classifieds / Vinted the short version: everything that comes into the basement is photographed before and set for sale. Because honestly that's better than after years to drive the often still good stuff to the recycling center. But who uses things again that have fallen into oblivion in the darkest corner? So always diligently pass on at a low price. Good for the environment, good for your wallet.
The depot:
At first, I simply invested in the S&P500 ETF. Arrrrgg boring
So a little more risk in the dividend payer area. ETF out in
September purely in the dividend payers and then it went first down with the prices. Laugh that is time the market as it does not go. But we are time in the market on the road. There should soon be €10 a month in dividends. That coupled with that I continue to do with the surveys, etc. should provide for further steady growth in terms of shares and dividends.
I have simply set up savings plans in a 2-week rhythm always in the amount of 10 € per position and as the cash comes in, it may thus continue to work.
Conclusion:
with all this you make yourself somehow Gläsern. You give away a lot of data (especially with cashback and credit cards), and the survey portals promise to handle your data properly. Whatever that means. One can almost say one prostitutes oneself. I see the whole thing as a house of pleasure of the "almost" free money and in the future I can skip the one or the other survey yes it instead about dividends also gives a little money.
You have really read it up to here? Thanks for it
I wouldn't be me if I didn't look at the link tree (https://taplink.cc/godividend)
in my profile
@FrauManu (you waited for the post 😅)
Edit: 09/23 it went on and on currently comes in most via Payback Amex and Entscheiderclub/Trendsetter
The money is consistently going into $MAIN and $HTGC