The Germans' favorite banks. I'm with ING and N26. Where are you?
#bank
#banken
#geld
#deutschebank
#commerzbank
#comdirect
#ing
#n26
#comdirect
1Yr·
I am thinking of moving my securities account from comdirect to Trade Republic. Comdirect is extremely expensive in comparison.
Who uses TR and can share experience reports? There is a lot of bad stuff on the net.
66
45 Comments
I use now for just under a year and am completely satisfied, you are indeed dependent on L&S as a broker, but otherwise I find's top design I find natural and easy to understand, fees are pretty low and the range of ETFs & shares is also now very good :) My deposits always arrive pretty quickly and since a few weeks can also collect directly from the bank, which was eigtl the only thing I had still missing :)
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1818
•7Mon·
Which #broker is the safest and why?
...may have been discussed here many times, but I wanted to ask the question deliberately for the following reasons:
▶️ IT security: Is MFA and / or TAN used? Are there certifications? Other mechanisms?
▶️ Risk of insolvency: How safe is the money or how flexible am I as a customer in case of insolvency? (I am aware of deposit insurance)
▶️ Dependencies: Are larger banks behind the broker or is it even directly a bank?
▶️ Customer support: Is there fast and personal customer support in case of urgent (security) incidents?
▶️ ... more
Example:
I have a securities account with #comdirect and with #traderepublic but I am seriously considering -despite the 1€ price policy- to go back to comdirect with increasing account size and the current consideration.
What do you think?
22
28 Comments
I have a 6-digit account with Scalable. You are worrying too much. MFA doesn't matter, the most a hacker can do is buy/sell shares and transfer money to your account. Not worth it. Unless you've pissed off your ex or something and she happens to be a hacker. Insolvency doesn't matter, your ETF and shares are special assets and not part of the insolvency estate. Why would a bank be relevant behind that? Would go to Scalable. They already had an incident and have certainly learned from it 😜
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1616
•5Mon·
If she has shares and ETFs:
#meme
#memes
#comdirect
#banken
#bank
#margotrobbie
#aktien
#aktie
#etf
#etfs
#lustig
#witzig
#funny
#fun
#sexydividends
3Mon·
Portfolio Feedback
Hello everyone! Used to be with Parqet when it was called something else. Did nothing in the portfolio for a long time. Then nothing to see when logging in without upgrading to paid version. I didn't think it was so cool.
I'm happy to pay for a good tool, but without a "gun to my head". Hence the test here.
Since 2016, I've done well with around 90% ETFs and the rest with a bit of single stock gambling. Shortly before the pandemic, sold most of it at a substantial profit and then didn't get back in consistently.
Now it's time to clean up. The current rally has brought a few things out of the red. Now we are gradually selling and reinvesting.
Below is the Trade Republic portfolio in which I have replicated the Swedish AP7. And if someone could tell me where I can quickly find the Comdirect BIC of the portfolio (probably not in the Comdirect app...), I could also shovel the other one in here. 😄There sits my Xetra Gold anchor, which is a lot of fun, and the remaining gambling stuff, some of which is rather sad. 🤣 #vorstellung
#portfolio
#comdirect
#traderepublic
#ap7
#etfs
6Positions
€55,967.00
0.29%
33
17 Comments
3Mon
FAQ comdirect: You will find your IBAN directly after logging in in the personal area. You can view the corresponding BIC under Administration > My data.
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11
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9Mon·
Moin moin @Kundenservice ,
I am currently maintaining my Comdirect securities account.
I noticed that I do not receive any transactions via the interface that are further in the past, in my case until after 2015.
The #performance of my #comdirect
#depot is distorted accordingly.
Before I now manually maintain any amount of transactions two questions:
1) is this normal? I thought via Openbanking you get all transactions of the depot?
2) is there an easier way than manual maintenance?
Many greetings,
Andreas
7 Comments
Comdirect does not send us the history. So far, this is only the case with Trade Republic and Scalable Capital, i.e. only currently held positions are created as a so-called "holdings import" with a "purchase" on the day of the import. This only leaves manual rework.
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