The Germans' favorite banks. I'm with ING and N26. Where are you?
#bank
#banken
#geld
#deutschebank
#commerzbank
#comdirect
#ing
#n26
The Germans' favorite banks. I'm with ING and N26. Where are you?
#bank
#banken
#geld
#deutschebank
#commerzbank
#comdirect
#ing
#n26
If she has shares and ETFs:
#meme
#memes
#comdirect
#banken
#bank
#margotrobbie
#aktien
#aktie
#etf
#etfs
#lustig
#witzig
#funny
#fun
#sexydividends
The best current account in Germany!
I heard about the Münchener Sparkasse...I can only recommend switching accounts to everyone. There are very good accounts, e.g. the current account from the C24
Bank, in my opinion by far the best current current account in Germany! I use it myself as my main account. Unconditionally free, 2.5% interest on the current account, free Master debit card, 4 free sub-accounts with their own IBAN, one of which is a free call money pocket (3% interest), free real-time transfers (receiving + sending), up to 2.5% cashback (0.05% for normal card payments), analysis tool + contract check (saves you having to use something like Finanzguru or a budget book). You can also turn it into a joint account and add other accounts through multibanking. You can also get a Girocard for €0. ApplePay and GooglePay of course. 4 free withdrawals per month. Of course, it also has an account switching service and much more. The overdraft interest rate from 7.49% is also favorable. The app is also very simple, clear and user-friendly. Feel free to leave your questions and opinions in the comments. Anyone who is looking for a good account and wants to switch is welcome to support me.
Hello, I would like to invite you to C24 Bank. Simply use my invitation code C24CWC4C98A55 or register directly via the link:
via DM or in the bio
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Topic: Trading fees and strategy | Bank employees
Dear Getquin community
I hope you are doing well.
My career path has recently taken me to a bank.
This will now have an impact on my investment behavior as it is not allowed for us bank employees to trade through external brokers according to the guidelines.
Until now, I have traded my assets through Degiro and benefited from the favorable trading fees offered by online brokers. :)
My strategy there was to invest 10% of my income in securities (individual stocks, ETFs, REITs) every month, with a long-term investment horizon. Fees were usually not higher than ~CHF 10 per trade.
With my personal custody account at my employer's bank, I now pay per trade - despite staff conditions:
As you can see, this is significantly more expensive than with online brokers.
In this regard, I would like to get different opinions from the community here on how you would adjust your purchase interval in light of this. I was thinking about investing higher amounts at longer intervals instead of monthly, so that the higher transaction fees don't carry so much weight. Perhaps someone can share their own experiences?
I am very much looking forward to your feedback.
Many thanks in advance.
Have a nice day and happy Easter. :)
#bank
#banken
#banker
#aktienhandel
#strategie
#investieren
#gebühren
#investment
#anlagestrategie
#broker
#depot
#handel
#wirtschaft
#aktien
#etf
Demand deposits, term deposits, deposits at notice, savings accounts, savings deposits or even savings certificates.
If you're lost in this chaos of terms and want to get an overview, then you've come to the right place. We're about to clear up the chaos of bank deposit terms so that everyone understands.
To begin with, each of you probably has a current account, which is used for personal payment transactions. The balance in this account is known as a demand deposit and you can access it at any time.
In contrast, the overnight money can only be disposed of if it is transferred to a current account and turned into a demand deposit becomes a demand deposit. Call money is a savings deposit and often has a significantly higher interest rate than a current account. Sight deposits and savings deposits are listed together in a bank balance sheet under liability item 2d.
But what exactly constitutes a savings deposit?
Savings deposits are indefinite funds that cannot be used for payment transactions and are only suitable for private individuals and non-profit organizations.
Term depositsTerm deposits, also known as fixed-term deposits, are a financial product with a fixed term of between one month and 10 years, whereby the interest usually increases linearly with the amount and length of the term.
Term deposits are also an interest-bearing financial product, but without a fixed term (unlike term deposits) and with a notice period (unlike call money).
Probably the most famous German yield earner is the savings bookwhich is a documentary evidence of a savings deposit (see above). Depending on the bank, either the presentation of the certificate is sufficient for payment, or additional authentication as the holder is required.
Finally, there are savings certificateswhich offer a fixed, interest-bearing investment for 1-10 years. Savings certificates are debt certificates that represent a claim on the bank for the amount plus interest.
I hope people GQ are also interested in such topics. I look forward to your feedback 👍
Happy New Year to everyone!
#money
#bank
#banking
#sparen
#sparkasse
#sparbuch
Disclaimer: I'm studying Banking & Finance in my first semester and am also working through the material a bit with posts like this. No guarantee for correctness.
Broker comparison: Number of fee-free ETFs eligible for savings plans
2,250 Trade Republic
2,180 Scalable
1,420 Flatex
1.366 Santander
1.280 Ebase
1,065 Fondsdepot Bank
981 FIL fund bank
847 Finanzen.net Zero
823 ING
650 Hypovereinsbank
440 Consors
200 Comdirect
172 DKB
186 Commerzbank
146 Max Blue
143 Just Trade
103 S Broker
102 Targobank
100 1822 direct
59 Vanguard Invest
56 Geno
24 Smartbroker
0 Finvesto
0 Onvista
0 Postbank
> Which brokers do you use?
#ETFs
#ETF
#Sparplan
#Aktien
#Börse
#Fintwit
#TradeRepublic
#Broker
#Bank