Hello dear community,
I would like to start saving in an ETF (accumulating). The idea would be to let the interest work for me for as long as possible in order to have a good cushion when I retire (30+ years).
I am currently comparing $IWDA (-0.26%) and $SPXS (-0.25%) .
What are your opinions on these two options and do you have any other ETF suggestions?
VG
After a few individual investments and rather ill-considered purchases, I have finally made up my mind, savings plans which I simply run alongside my individual purchases.
I currently save every two weeks:
$SPXS (-0.25%) with 50 €
I will be saving in this ETF for a very long time, as the investment horizon here is >15 years. As this is often used as a benchmark for many portfolio performances, it can't be wrong if you want to pursue a core-satellite strategy later on.
$HPRO (-0.14%) with 50 €
I believe that the higher prime rate is currently a good opportunity to enter the real estate market and to keep it as a portfolio component in order to gain a little more weighting in this sector. It's also the only distributing ETF, which takes away the advantage of the tax deferral effect, but I find the payouts very motivating :D .
$GERD (-0.28%) with 25 €
A bet with a short-term investment horizon. Many positions are doubled here, but the overweighting is intentional.
What do you think of my strategy?
The investment objective of the Fund is to achieve the net total return performance of the S&P 500 Index (the Reference Index), less fees, expenses and transaction costs. The Index is an index of listed equities which focuses on the large cap segment of the US market. It includes 500 US companies with a market capitalisation greater than US$ 5 billion and listed on the NYSE or one of the NASDAQ exchange. Index constituents are selected by the index committee using a series of rules as guideline.The Fund does this through the use of unfunded swaps (Swaps).
