2Yr·

Portfolio Feedback - Your opinion is needed

1.investment horizon/ goals

With my 25 years I plan to be financially free in 20 years. Accordingly, my goal would be to have a 7-digit portfolio at age 45 to live off the dividends. Target: 2.5 - 3k net dividends per month.

2.strategy/achievement of goal

My strategy is mainly to buy established companies "cheap" through analysis. Currently, I can put about 1,000 € per month in my portfolio, which I want to keep as far as possible.

I like single stocks, which make up 95% of my portfolio. In the long term, I could also imagine building up a large position in an S&P 500 ETF.

3.why do I have these values in the depot?

As a big fan of consumer staples ($WMT (+0.14%)
$KO (-0.35%)
$ULVR (-0.35%)
$PEP (+0.36%)
$PG) (+0.12%) I also have a high proportion of them in my portfolio. I am fascinated by the historical price dynamics of these stocks coupled with an attractive dividend.

BigTech is also represented with $AAPL (+1.17%)
$MSFT (-0.32%)
$GOOGL (+1.36%) of course also represented.

Otherwise, I like quality companies with a solid dividend history, but always with a focus on diversification.

4.outlook

I plan to sell the small positions (the smallest 10) sooner or later and pick up a maximum of 5 new companies. On the watchlist I currently have $DPW (+0.05%)
$NVDA (-2.32%)
$MC (+2.08%)
$GOLD
$MAIN (+0.33%)

Otherwise, the existing positions should be brought to about 10k for the time being.

5.other

I have not been a big fan of classic growth stocks, but I am very open to good companies.

I am looking forward to your feedback!

#portfoliofeedback

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13 Comments

Eselai@DonkeyInvestor

2Yr

Very nice structure of your contribution 😁 On principle, I say nothing about individual stocks, because I know too little there. When scrolling, however, I have seen some familiar faces, looks solid at first glance. But I would also separate from the small positions sooner rather than later (or just expand accordingly, if you are convinced in principle). You plan in 20 years with a net dividend of 2.5-3k and that you want to live on it. Please do not disregard inflation here. Assuming an average inflation of 2.5% in the next 20 years, 2.5k corresponds to a current purchasing power of only 1.5k. That can be, in appropriate regions and with economical way of life, already sufficiently large jumps are however in no case possible with it. Please take this into account, if not already done. If ETF, then build up as the largest position. Otherwise, diversification is of little use to you.

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nicoinvestiert@nicoinvestiert

2Yr

@DonkeyInvestor thank you for your detailed feedback! The contribution structure has yes some #Esel recommended 😂 and yes, I should have written that to me, 2.5-3k today's purchasing power 👍🏼

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Eselai@DonkeyInvestor

2Yr

@Aktienboy97 then you need a net dividend of > 4,100 euros

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NiMe@NiMe

2Yr

It's a pity that you can't see your dividends.

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nicoinvestiert@nicoinvestiert

2Yr

@NiMe do you see those on other split portfolios?

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NiMe@NiMe

2Yr

@Aktienboy97 Yes, under total return there is an item dividends. The total for each period under review is displayed there.

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nicoinvestiert@nicoinvestiert

2Yr

@NiMe ah okay 👍🏼 so i have about 1.9k net dividends this year, next year around 2.5k

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Bavarianholder21@Bavarianholder21

2Yr

I find your portfolio very stark👍🏻 Especially I find the largest of your portfolio for your age insanely good. I drive at least in terms of individual stocks a similar course as you (in terms of love for the sector consumer goods) Really nice portfolio, keep it up!

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nicoinvestiert@nicoinvestiert

2Yr

@Bavarianholder21 thank you for your feedback 😊

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