Philiistus (@PhiI) on getquin

So, after half a year I would like to introduce myself. (Based on the template of @DonkeyInvestor )

First of all, who am I?

I'm Phil, 18 years old and I traded on the stock market for the first time in the summer of 2022 with my 18th birthday. In the run-up I have dealt a lot with ETFs and the associated savings plans. In the meantime I also find individual stocks very interesting and have already started to analyze and evaluate some companies (thanks for that to @TheAccountant89 ).

I am currently still at high school, but will start a shortened apprenticeship as a mechatronics engineer in September.

Investment horizon and goals:

I don't really have a goal, I just want to put my money away now so that I have something in my pocket at the latest when I retire. Possibly, I will then switch to dividend ETFs.

My strategy:

I try to follow the "Core Satelite". In my core I have an MSCI World (act. 53%, target 60%), MSCI EM (act. 20%, target 25) and an MSCI Europe Small Caps (act. 23, target 15%).

The Europe Small Cap is currently weighted so high because I expect continued growth in Europe and thus can hopefully make more returns.

I would like to keep my satellites at 20-30% relative to the core. What do you guys think? What ratio would be appropriate?

To my individual stocksI follow value investing:

Apple, Microsoft, Alphabet, Carl Zeiss ($AFX (+0.2%) ), Tesla, Amazon, HIMS & HERS ($HIMS (-1.68%) ), Clinuvel ($CUV (+0.91%) ), Shoprite ($SRGHY ) and Disney

plus: Berkshire, Paypal, Alfen ($ALFEN (-1.84%) ) and Allianz

The goal here is to weight them all equally. The first 6 are a fixed part of my portfolio and the market. Disney is currently a shaky candidate, but as long as it runs well they remain in it. $HIMS (-1.68%) , $CUV (+0.91%) and $SRGHY are my growth stocks and will be followed further.

I also have a few silver coins at home rumliegen🤷🏽‍♂️

As long as everything goes pretty well fits es👍🏼

expansion:

As already written above, 4 more stocks are to be added. For new titles I am always open as long as it is in my Circle of Competence. Possibly P&G or LMVH will be added.

Absolute values:

Currently I have 13k invested ( -6.6%) and of that 75% in core and 25% in individual stocks.

Hope you liked my introduction. Looking forward to a long time at getquin. Will give some more thought to my contributions in the future.$

TreasureHunter@TreasureHunter

1Yr

Nice performance with clear goals 👋🏼 Good luck to you!

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Kobe (.@TheDividendCollector

Nice that you have already invested 13K with 18. However, you have chosen volatile and currently extremely overvalued individual stocks, for example Tesla, Disney etc... . But you are still young and have a lot of time to improve. Since I still consider ETFs less lucrative and exciting and do not deal with them, I can not say anything about your ETFs.

Show answer

Vitalij@Divivi

With the FTSE All World you would have developed and emerging markets in one ETF instead of two, just a thought from me, everyone can do as he wants :)

erT@erT

Sounds largely solid 😃 You seem to have a clear idea of your held values. The conviction to a possible excess return Is of course difficult to comment without further explanation. Am not so convinced of Tesla, and Clinuvel you must have more or less insider knowledge to be invested there with then a relatively seen high weighting. The rest looks ok to me. Now P&G is not the stock that classically helps push the ETFs. Would think about whether that fits into your strategy.