(@Aktienboy97) on getquin

1Yr·

Single purchase vs. tranche vs. savings plan

How often I was asked in the last months which savings plans I run. My answer: none at all!

Am I the only one or are there still shareholders among you who really do not buy savings plans?

This is how I proceed: I have chosen a desired size for a position (x€), if a company on my watchlist is now worth buying for me, I buy so many shares that my position is about 50% of the desired size. After that, I buy in tranches, if possible, especially in periods of weakness.

I am also not an enemy of savings plans, for many certainly very useful, but I would like to determine when and at what price I buy shares...

How do you build up your positions? Do you have a desired size for your positions?

#börse
#aktien
#geld
#finanziellefreiheit
#finanzen
#investieren
#passiveseinkommen
#aktie
#etf
#dividendenaktien
#vermögen
#dividende
#depot
#geldanlage
#immobilien
#stocks
#erfolgreichwerden
#dividenden
#dividendenstrategie
#aktienboy97

32 Comments

He-Man D.@He-Man

1Yr

ETF I make a savings plan. With individual stocks, I always buy in tranches when I like the price.

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Zoro@RoronoaZoro

1Yr

I do both, savings plan + individual purchase, with the savings plan I have a fixed weighting, also my entire titles have a fixed weighting, which they should also keep :)

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MaK@DollarDon

1Yr

When I invested smaller amounts, savings plans were good. However, the fractions annoy me, therefore only individual purchase 🙌

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Cashflow I.@Cashflow_Investor

1Yr

Individual purchase and savings plan

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six@six

1Yr

Currently I don't have any savings plans and only buy whole ETF shares or stocks. When I have my desired weighting at some point, I will possibly run a savings plan on my ETFs.

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Moritz Zwerenz@Alumdria

1Yr

Interesting question. In Switzerland, you can only invest with Yuh via savings plans. But since I am with Swissquote, I also invest everything at once. But as you say, I would also like to decide for myself at what rate I want to invest. But I've also heard that Swissquote is working on a savings plan function😁

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Barsten@Barsten

1Yr

No savings plan, if the price suits me I buy.

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SharkAce@SharkAce

1Yr

Do you still put a monthly sum x aside / on your deposit? Because if not, you buy at a better EK but save over the year significantly less than by savings plan.

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MORE MONEY BOY 🤑@EnjoyCapitalism

1Yr

Also cancelled my savings plans last year but kept the standing order to make individual purchases each month

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Peter@Meister_Peter

1Yr

I also only ever buy shares when it suits me. My savings plan runs monthly into my savings account. If there is sum X available, I look for a position in which I want to invest. If I do not find anything, the account just runs full. Then gibs but also more options if I find what good. In mom I want to diversify my portfolio further, but would almost prefer to add to existing positions. But no matter. Timing the market rarely works. Therefore, if enough money is there it goes on the search and if everything fits is struck if not I can strike the next time just more often.

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