I’m 22 and I’ve been investing since the start of this year. Started off with some dividend stocks on T212, switched to ETF investing on XTB and now I’m planning to go for a 50-60% allocation on stocks and the rest going to $VUSA (+1.05%) .

Chose this ratio because of how little I’m investing each month, that being 100-150$.

Tried diversifying as much as I could while choosing some companies that pay good amount of dividends and are reliable at the same time. Don’t really like crypto btw.

Do you have any advice or am I going places? 😎