@DonkeyInvestor Considering my answer to @California_Dreamin, would it make more sense to combine the Developed Market and Emerging Market in $VWRL? How far is a High Dividend ETF useful at the beginning? Possibly only shift after many years?
@DerAzubi shifting is stupid, because you will pay a lot of taxes. Maybe you should focus directly on dividend growth now and not reallocate. I would simply shrink your "strategy" to $VWRL.
@DonkeyInvestor Right, an important point with the taxes. Would you then rather save the $VWRL + a Europe ETF to compensate for the high USA weighting or possibly instead of the Europe still the High Dividend... if at all 2
@DerAzubi High dividend usually never makes sense, especially not at the beginning of asset accumulation. After all, you want returns and growing assets.
@DerAzubi High USA weighting is actually not a problem, since these are all global companies that have chosen the USA as a location because of the culture and conditions. As I said, for what you have in mind, I would only save the $VWRL and nothing else.
@randomdude I would not say that as a general rule. High dividends are important at the beginning (can be important) to build up cash flow in order to generate growth.
