Deleted User
2Yr
Comment was deleted
2Yr
@Asthos hi, I agree with you... we also had to think long. Are actually only 90sqm + parking space in the underground garage & basement share, is the most expensive area of the city, with very upscale equipment. With the high EK ratio, we also got a good interest rate and do not leave the money so on the account 😅. Since we both earn well together and the rate as described about 30% of net income, we can build up next to us still new EK and exhaust the unscheduled repayment annually. :) LG
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@VP Thank you for the informative and detailed article. I would also have been interested to know how high your credit burden is (as a percentage of net income). For us it is also about 30% (currently), which I think is calculated quite well. So you simply still have good opportunities to additionally save something (plus possibly to build reserves for the property). I have the feeling many prospective property buyers / buyers are currently too much seduced by the attractive financing offers and think too little about how high the monthly burden should be / should be actually
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