Your basic idea sounds very good! First of all, take your time to build up the ETF as a basis. You can always add selected individual stocks, but I wouldn't buy too many. I've had rather bad experiences with Mintos myself and would personally phase it out. I only leave some money with Bondora G&G. Otherwise go through with it, increase your savings and keep going! :)
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@Dominik_Finanzen Unfortunately, I still have some money stuck in loans from Turkey / Ukraine and mainly Russia. I don't think I'll see this money again. But if you've had good experiences and it's going well, why not - keep it going. Bondora is "only" 6.75% but has been really reliable so far - also with the payouts. However, you should still be aware of the risk. You really can't go wrong with $IWDA and will probably beat many others :)
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•@Klambam I just find it really nice. I get my motivation to save every day when the push notification comes with the interest received from the previous day. With Mintos I'm currently at 10-11%.
But of course, low-risk is different... Therefore $IWDA higher weighting that the share of Mintos is steadily decreasing. Maybe I'll reconsider the 10% P2P mentioned in the post...
But of course, low-risk is different... Therefore $IWDA higher weighting that the share of Mintos is steadily decreasing. Maybe I'll reconsider the 10% P2P mentioned in the post...
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