2Yr
Oh dear...I was going through this thought process a few days ago as well.... Now investing in a thessaurierender felt better although I stumbled exactly on the subject of "utilization of the tax allowance". For children...with a one-time investment amount of up to 1000€ and then monthly 25€, I should then take the distribute? Had now started with the thessaurierender, but was as I said not 100% convinced. If I now reallocate I certainly make losses but oh well
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@domy1985 In order to make the best use of the child's savings allowance, a distributing ETF definitely makes more sense here (provided the allowance is not used elsewhere). If you have only recently started the accumulating ETF, the loss will probably not yet be very high. The advantages of the distributing ETF should clearly outweigh the disadvantages in the long run! To prevent misunderstandings, hints and comments like above: these are my honest thoughts on this and these do not constitute tax or investment advice! Good luck!
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•2Yr
@freakyfinance well actually I decided for the accumulating because this does not seem to be necessarily in the long term disadvantage. this video would confirm me, but I am also only about the children: https://www.youtube.com/watch?v=eAY6iZ6mlyw&t=225s
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