Well, if we are completely honest, you are fundamentally right. It will not be a sufficient contribution for the pension. However, not because of the market but simply because the capital is laughably too small. We would have to multiply the amount to have a serious effect.
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@Lukas1000 However, the basic mood of rejection does not stem from this realization, but from ignorance and superstitious aversion to the capital market. Therefore, a first step toward raising awareness would be the right one. It is true that this is effectively pointless. Given the German mentality, Lindner's penetration strategy would be effective.
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