I would be very interested to know how you earned your money.
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@Twizzi how I got the money is unspectacular, I inherited it from my father. His life is much more interesting. In short, moderately successful law studies, meanwhile sold model trains to finance travel and then worked as a bankruptcy trustee for about 3-4 years, put something aside but then stopped because the job was no fun at all and then his father asked him during a walk on which they passed one of the first wind turbines in the region if he does not want to "take care of the wind". Has reingehängt because he has longed for a (lucrative) way out of the professional life and without large start-up capital built many wind turbines from 1998-2015, so aggressively that we were 3 times close to insolvency. Unfortunately shortly thereafter seriously ill and could hardly enjoy the prosperity, which came so around 2018 only "to the surface" (before that, any free capital was put into new projects). We continue as a family the business, which is still quite "manageable" and want to get out of the burden and the risk of high debts, etc., piece by piece. - Nevertheless, we or I are not averse to the construction of new plants on the sites of old ones in the portfolio.
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@WindkraftJAbitte It's a pity that he couldn't live out his wealth properly :/ But huge respect for what he has achieved. About your portfolio, why do you invest so much in etfs with such sums? You can set up a portfolio completely on your own. So you can save the TER. shares like Apple I have not seen a reason?
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@Twizzi thank you :) I have also thought about the TER, but the ETFs are represented so far only with 15% in the portfolio and the DAX alone makes 6% of the weighting (which is of course no longer saved) so I think I build there so a self-rebalancing core. But in principle you're right of course. Apple I have not because the felt 3-4% of the MSCI world make up. Actually sow horny company only the percentage growth is difficult with such a market cap
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@WindkraftJAbitte I understand, yes sounds plausible. I would not buy anything from Apple at the current time, first wait and see how the price develops. But I think there is still a lot going in the future
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