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Couldn't you retire now?
It's cheaper to live in the south anyway.
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@Marcie it always depends on how realistically you calculate it and what your standard of living should be.
If it's a spacious family home in spain with expensive hobbies like racing and traveling, then no
If it's a modest cottage in the hinterland and the hobby is the front garden, then yes
In the long term, I would like to have another property so that I can count on rental income and share sales. Two calculable pillars, so to speak.
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