Why is it eigl not possible as a normalo to get out of the system and invest yourself? Thus I go nevertheless consciously the risk
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@SharkAce I think on the one hand: Because the pay-as-you-go system doesn't work when people leave (it already doesn't work) and secondly because Germany as a welfare state has the obligation to pay out a statutory pension to its citizens, likewise the citizens have the obligation to pay into the pension fund, if you could leave and you can't manage it on your own, the state would have to pay welfare again anyway.
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•@hendrik_lmr would be at least pleasant if you have the opportunity to reduce it to 50%. That one just says to the half I take care of it myself. But generally we need anyway times an innovation in the pension system :D
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