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How long have you had the $HMWO for?
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@Alpalaka about a year. Why?
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@Iwanowitsch Oh, then of course 26% is really bad. I understand.

But seriously now: I'm sure you found out in your backtests that a world makes around 7% pa. Now you've made 26% and are complaining because you're about 20% above the annual average.

If 26% pa is too little for you - how much do you want to make per year?
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@Alpalaka I would have made more in the same period with one of the other ETFs I mention in the article and you will almost certainly make more with one of the other ETFs in the long term. The longer the period under review, the greater the gap.
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@Iwanowitsch you missed my question :)
Backtests are always nice to show what has happened in the past - don't forget that.

Wait and see when you have 2 years in which you make +-0%. I'm curious to see if you'll still be complaining about 26% then
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@Alpalaka The bad years will come and will not fail to materialize. However, in my opinion, the MSCI World is not the best way to build a portfolio. It is certainly not the worst option either, but if you have read my article, you will have seen that there are a large number of ETFs that have outperformed the MSCI World over many years and will probably continue to do so.
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@Iwanowitsch I stopped reading after the first two sentences :/
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@Alpalaka let them do it. Back and forth, you know
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@Iwanowitsch I would like to follow you now.

But to turn etfs into such a science, I don't understand that. Individual values, ok, I understand. Please don't be angry 😉
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@Iwanowitsch The MSCI World should be retained as a basic holding. This ETF has the lowest volatility of all the others and is the most crisis-proof. Personally, I always look at which ETFs are better and have already tried out a lot. I am constantly considering adding European or Asian ETFs to my portfolio, but the performance of European ETFs is significantly lower than that of US ETFs. I don't think much of dividend ETFs because you have to have a lot in them for the payouts to be worthwhile. Personally, after a lot of back and forth, I use the World as a basis and also an AI ETF and the S&P 500 Inform. Technology. The overlaps are large but the performance is very good and promising. An ETF without the USA is being monitored in the watchlist but unfortunately it is not developing as desired 😊
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