The ETF savings plan is (almost) my largest position. I have mapped my diversification through it. Individual shares live alongside it as small positions. Core-satellite strategy. In fact, my ETF savings plan will never expire. In fact, I open a new one every 5-10 years, depending on the stock market. But the same one from a different provider. This is for tax reasons in the withdrawal phase. I then liquidate the last one I filled first. I then let the one with the most profits - and therefore the highest tax burden - continue to run.
In short: my savings plan only expires when I retire.
In short: my savings plan only expires when I retire.
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@geldgarten awwh. Re-read and then saw that you mean the savings plan on the individual share. That depends on your strategy. In fact, I would first think about which shares have room in my plan and what weighting I would like to have. Only then would I think about the purchase. I always buy my individual shares without a savings plan. The core (ETF) is automatic. This means I can always adjust the weighting myself via the individual purchases.
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