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Small addendum: Be careful with building society contracts and premiums. Firstly: check again whether the entire capital earns interest at 3% or only the annual deposit. Secondly, if the building society contract is not ready for allocation and you terminate it (and do not choose payout due to allocation) then the premiums are lost for most contracts.
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@lawinvest It is ready for allocation and since 2020 the requirements for the premium would have been met upon payout.
I have now looked again and actually get the current credit balance with 1% p.a. interest according to the annual statement...
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@6beqc then I would consider pulling the money out
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