1Yr

@Koenigmidas ☝️

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1Yr

@Koenigmidas you are very right, I do not want to put all my money in, it should build up and become more. See something more than a "pension insurance" and would also be worth more as they say so beautiful. no risk no fun!

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1Yr

@Geldistmacht I would think about the fun as a drive in the long term. Stock market returns are pain money.

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Marc@Marc_CH

1Yr

80% World ETF (I cover the $ISAC) and 20% Bitcoin. Dollar cost averaging... Do not allow emotions

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Snopy@Snopy

1Yr

Read sovereign investing with index funds and etfs by Gerd Kommer and watch videos by Finanzfluss. Even if people here recommend something to you, you should understand what you are investing in. Find a strategy you feel comfortable with and follow it through. There are hundreds of options to invest your money. Which one is the right one or the best one cannot be said without knowing the future. There are many options to invest your money. Whether 1 ETF or 2 or 6 or only shares... Everyone does it differently but everything can be good. Also which product is good for you no one will be able to tell you without knowing your goals and financial situation. Important is to invest globally diversified. The rest is not so important. Whether accumulating or distributing, for example, you have to decide for yourself.

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1Yr

@Snopy nice to hear something like that and absolutely right, I will find my strategy for sure! If you want something then you can do it.

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Snopy@Snopy

1Yr

@Geldistmacht yes definitely :) You just have to be interested in it and have a fixed goal. Then everything is possible.

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DieEnte7@DieEnte7

1Yr

Keep it simple. An ETF or a few standard stocks, Microsoft, Apple, McDonalds, things like that. Try not to be smarter than the market, especially in the beginning. Feel your way cautiously and try to learn something on the side 🙂 Also with Bitcoin applies: First inform, then (maybe) invest.

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DieEnte7@DieEnte7

1Yr

@DieEnte7 And: Spread investments!!!!!! Especially in such speculative things like Bitcoin should really only be invested money that you can fully lose

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1Yr

@Seiky I doubt that space mining will become really profitable in our lifetime but who knows for sure 🧐

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1Yr

Depends on the size of your financial resources and whether you want to make a one-time investment or invest money again and again, for example monthly, and also how high your risk tolerance is, the investment horizon is also crucial 1 year 10 years 50 years depending on the strategy I would also adjust

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1Yr

@Ole-Abeln I will do it monthly and probably for decades. Waive rather on pension insurance... in my eyes, such a thing is worth more. My knowledge of shares crypto etc. is still far too little. Should I take shares with dividends, large companies or what is announced Since one has no overview more.

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1Yr

@Ole-Abeln do you have a recommendation such as a book or a site? where you get a clear head about it.

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1Yr

@Geldistmacht would bet on growth stocks or if you want less risk an ETF if you want both you could make a Core Satellite Portfolio depends on how much risk you want to take. Since you have a long investment period I would avoid companies with high dividends the companies can rather keep the money and invest it in themselves which will be good for the company in the long run whereby it will grow and the price of the share will rise in the long run One more question how old are you ?

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1Yr

@Geldistmacht Books recommendations and Co. here are plenty of them, just have a look at the search bar 👍🏻

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1Yr

@Ole-Abeln 19 years, that's still so many foreign words to me want eig sleep but jz I write down everything you tell me there and research times about it until my brain All A coined. Thank you for you explanation 🙏🏻

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1Yr

@Geldistmacht cool same age as me 🤝

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𝒻𝓇𝓊𝑔𝒶𝓁 𝒻𝓇𝑒𝒾 𝓈𝑒𝒾𝓃 🗽@frugalfreisein

1Yr

@Ole-Abeln crass very wise for your age woke up before me haha 🫱🏻‍🫲🏼

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1Yr

Simply invest in a globally diversified ETF (e.g.: $VWRL ) and then first get used to the fact that prices always fluctuate and distributions come in.

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Seventrader@7Trader

1Yr

I would choose four solid stocks (no dividend stocks) and one speculative stock and save up ONLY these five stocks to an adequate size at the beginning. With time and a corresponding interest in business and the stock market, the rest will come by itself...... Good luck with your first steps on the trading floor 🤑🤞🏽

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JUNl@JUNl

1Yr

Best a stupid one, there one learns most from it

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Bierchen C.@GuenDolf

1Yr

@JUNl Stupid purchases I have made more than enough... You learn a lot there, you're right...

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Ironman@Ironman2022

1Yr

Buy a good book like this one: https://www.thalia.at/shop/home/artikeldetails/A1060714208

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𝙼𝚊𝚗𝚞@FrauManu

1Yr

Invest some time in the following post https://getqu.in/o6560s/ If that's not enough, continue with the following collection of Getquin posts https://getqu.in/mMfj0d/ YouTube videos of financial flow also recommended, or Discord of it. Regarding $BTC please scroll once through the posts of the donkey. Have fun with it & of course good luck with the implementation 😉

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Julle42@Julle42

1Yr

I started with the most volatile thing I could find. At the time, that was Tesla. Then the fastest way is to make all the mistakes you can and learn what risks you can bear psychologically. And then slowly build up know and find your strategy. About the dimension: the first investment was a net salary, so no risk.

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Femke@femkelbn

1Yr

My exact target weighting is not quite set yet, but the asset allocation should look something like this: - 20% overnight money - 70% world ETFs - 10% Bitcoin If I were you, I would start with the FTSE All-World as the core, so you won't go wrong for the time being. ☺️

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Mr. Goody@MrGoody

1Yr

Good time for crypto. But you have to keep in mind that the risk in this asset class is very high. Therefore, risk max with 10-15% of total capital. Otherwise, I would advise against stocks at the moment, as we are technically moving into a downtrend. Precious metals, mining stocks, cash and crypto are my strategies. And a bit of China stocks, which are relatively cheap right now. Good luck!

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Juan@sotiega

1Yr

I'd say, first, use some online tools just as getquin to run some tests before you do it with real money otherwise you will be switching your investments at the beginning and it will cost you real money. We all did it :)

Choose your favorite investments and simulate how your available money would have done in the last 3-6-12 months if they were invested. Do this again and again until you find the right combination of assets. Keep it simple, maybe a 1 or 2 ETF portfolio should do. A world index fund is a good start. Personally, I would do a world index fund (70%) and a quality dividend ETF (30%) and keep investing regularly.

Eg: VWRL + TDGB

Have a safe trip!

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Thomas wiebogen@Tommyleehilfiger

1Yr

@sotiega Thanks Juan, I keep that in mind

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1Yr

My opinion MSCI Wolrd ETF from Ishares or other provider. No idea why everyone here wants to sell you the FTSE All-World, there you have just emerging markets but whether the emerging markets bring you so much I may well doubt ;)

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Julian@growth_ninja_112

1Yr

MSCI World Index

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IchPutzHierNur@IchPutzHierNur

1Yr

msci world

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1Yr

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1Yr

@Seiky I also thought that's why I jz save a certain amount away as well as inheritance and look when a good time comes. Jz is learned and researched times.

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GHF@GHF

1Yr

@Seiky Well, fortunately there are no crises at $BTC and only low vola with steady growth. For a newbie, this is definitely better than a world ETF. *** Irony off*** 🙈

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Fritzl@Fritzl_Fantom

1Yr

@Geldistmacht take a broadly diversified etf as has already been written msci world. Bitcoin you can add small if you absolutely want. I leave the fingers of it!

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1Yr

@GHF Furthermore, exactly the DCA is perfect. Since even if the price in the first few months completely tilts the portfolio at least remains the same because automatically steadily re-bought. As long as one is able to act rationally and does what one has set out to do and e.g. makes 5 years DCA one will drive with a high degree of certainty pretty well.

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1Yr

@Seiky will have a look at each thanks for your tips and knowledge 🙏🏻

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1Yr

@Fritzl_Fantom I can understand, what are you investing in? Like to hear different opinions.

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1Yr

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Fritzl@Fritzl_Fantom

1Yr

@Geldistmacht 70 / 30, 70 msci world and 30 euro stoxx as I am too heavily overweighted in msci world America. In addition, a few dividend stocks and physical gold 👍

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1Yr

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1Yr

@DasStimmt You can't make such a general statement without knowing his investment horizon.

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1Yr

@Ole-Abeln... and without knowing the risk tolerance. 6%pa at 60% max drawdown is not for everyone. I think very few people understand what that actually means, conceptually, economically and psychologically.

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1Yr

@Epi right I have written in another comment also everything not everyone leave -30% or even more cold

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TheRealDennis@TheRealDennis

1Yr

@Ole-Abeln This is a highly underestimated difficulty of B&H. After 10 years of stock market boom with max 15% drawdown, it is easy to think that one will survive the next crisis. Very few people make it.

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Maxi@mhu

1Yr

@Epi I must say to Corona with -30 to -40 percent it was relatively well bearable. However, the whole thing was also quickly over again. Looking at losses over several years is quite another matter

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1Yr

@DasStimmt top answer. Or just MSCI World + MSCI India or MSCI EM

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keinStress@keinStress

1Yr

@Ole-Abeln best then not to answer at all, because the questioner has given little information to be able to give him advice 😄

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1Yr

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