For a consideration in the present you would have to discount the pension and salary sum to the present value or leave the salary and pension value and extrapolate your portfolio to 20-40 years.
•
11
•
@ClownKermit That's right! On the other hand, you can of course also argue that in my calculation for the average salary and the average pension amount also no tariff increases or pension adjustments are taken into account. The €1,500 pension will probably also be higher in 30 years (well, let's see. Maybe not :D).
•
11
•