10Mon·

Good morning,


Briefly about me. I am 20 years old and have been saving in my savings plan since November 2021. $500 (+0.31%) savings plan.

Initially with €100 per month as I was still in training, then from September 2022 with €350 per month and since January 2024 now with €600 per month.

My investment period will hopefully be 30-40 years according to current plans.


With the increase in the savings rate from €350 to €600, I have also gone from $500 (+0.31%) to the $CSPX (+0.32%) due to the lower TER and the overall better data.


The crypto savings plans have only been running since October 2022 with €40 per month in $BTC (-1.62%) and €20 per month in $ETH (-1.04%) and will continue to run for the foreseeable future and may be increased from time to time.


The $TTWO (-0.27%) I bought the share on 15.11 at €142.42 per share and will leave it in my portfolio for a while yet.


The Ginmon VWL position is my capital-forming benefits, which unfortunately I can only track poorly here, so only the paid-in and current value is available.


In my opinion, the cash balance of just over €9,000 is a little too high, but I'm also planning to buy a new bike in 2024. A little fun is a must.


I think it's a shame that the money on TradeRepublic means that everything here is included in the performance and of course has a massive negative impact on it.


Thanks for the constructive feedback :)



7Positions
€19,367.26
7.58%
8 Comments

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Have you ever considered including countries other than the USA in your portfolio, there are good reasons to do so:
https://getqu.in/NXy7mT/
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Why not just leave your cash balance out?
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Deleted User
10Mon
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