3Wk·

Hello everyone,

I have recently started investing and would like to hear your opinions on my investment strategy.

I can save around €3,000 per month. I invest €2,000 of this in ETF savings plans:


I also invest €1,000 per month in growth stocks.

I am aware that some sectors in my ETFs and even shares overlap. However, as I am deliberately aiming for an overweight in the tech sector, I am following this strategy.

I look forward to your feedback and advice! #etfs
#stockanalysis
#tech
#investing
#growth

1
7 Comments

profile image
Forget thematic ETFs and just invest: a FTSE All World or MSCI ACWI IMI is perfectly adequate to start with.

If you want an overweighting towards the US, which I would advise against, you are welcome to take an S&P500.

I would also advise against individual stocks when you are starting out.
13
View all 2 further answers
profile image
I started with individual shares because you can get a higher return there... but I was often taught better and sold at a loss. I currently still hold 4 companies as individual shares, the rest I have sold and reallocated.
I now only hold the All World as a foundation. Since I'm taking the risk, the S&P500 - the All World is now up 20%, S&P500 up 10% 😅

I would advise you to go for an all world etf, very boring with a savings plan and just enjoy it. Without stress, research etc.
If I had known better earlier or at the beginning, then definitely ETF
3
View all 2 further answers
profile image
That's exactly what I would do. You can invest in the thematic ETFs because they only contain top companies. The All world is too big, boring and the performance is significantly lower than the others you have chosen. I would take the msci world as a base and the s&p 500 info tech. as a supplement.
Join the conversation