3Yr·

Good evening my Bearler,

I find it crazy every time I sell a stock.... In one fell swoop 25% of the gains gone. 🙄🙄🙄

How do you guys treat your taxes in the portfolio? Just don't sell? 😜

Be proud, be loud, be a bear! 🐻

This post is for information purposes only and does not constitute an investment recommendation or advice. The post is an expression of my personal opinion. No liability is assumed for missing or incorrect information. Advertising, since naming.

#steuern are important for #staat to cover possible #kosten to cover. But for us #anleger they are a thorn in the eye. Nevertheless, I prefer to pay #gewinne taxes, since I then ha nevertheless what won. So carry #aktien
#etf
#p2p and others #investitionen to the #finanziellefreiheit contribute.

58 Comments

Alaba@Alaba

3Yr

So with 25% taxes on capital gains, we German investors have it relatively good. And the schools also have to be paid for, so that's perfectly fine.

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Sugar P.@BurnMoney

3Yr

@Alaba_Invest I agree with that, but as a German you already pay so many taxes and if you consider that many people buy shares in order not to be dependent on the meager pension later, it is in my opinion already very much. The state wastes a lot of money in many places and I think one should not get the money for schools through the invested net income of the citizens, at least not in such an amount. LG

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Daniel@Bubblebuster

3Yr

@BurnMoney You lost me at "German citizens already pay so many taxes", "the state wastes money in many places" and "the invested net income of the citizens". Sounds more like Stammtisch than a sound argument. Personally, I have no idea whether the 25% is fair or not.

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Alexa@Josali

3Yr

@Alaba_Invest I'm out of the "schools must also be paid for" argument, sorry. Germany pays by far the most taxes in Europe.

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Tim F.@Timotheus

3Yr

@Josali and uses them incredibly inefficient. Always ask me how it can be that we are the 3rd or 4th largest economic power and have the highest tax burden but despite no network expansion, no modern schools and no decent roads.

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Deleted User

3Yr

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Yannik T.@YTillmann

3Yr

@BurnMoney I would be in favor of the income from the capital gains tax flowing completely into the pension fund.

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Chris@2big2fail

3Yr

@Eochaid the germans are such a naive people 🙄

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Ulli@TheRealUlli

3Yr

@YTillmann Not completely. Investors who make an annual profit of 70,000 euros or more are welcome to pay in. But the tax-free amount of 800 euros must be raised urgently, because it also affects small investors, which makes no sense, especially not for people who have little money anyway and MUST supplement their pensions.

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Deleted User

3Yr

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Ulli@TheRealUlli

3Yr

@Eochaid It depends on what the return is and whether you are investing for the short or long term. I started in May with 7,000 euros and would already be over the tax-free amount if I sold everything and added up the profits. Of course, things won't always go as well as they are now, but the situation shows that the annual tax-free allowance can also be reached in the four-digit range.

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Alfred Wilhelm@GymTonic

3Yr

The state always gets the taxes where it is easy: with the middle incomes To the really rich with their tax saving models they do not get and do not really want that ... The state cuts for years the pension benefits and pushes for private provision - that is so what of mendacious! If it was about private provision it would allow allowances and time lapses (in the past there was also the speculation period of one year). Finally, it belongs to the essence of the share provision that one must also shift times! I have paid this year 100k taxes as I am out of H2 and Tech, although I have invested it immediately again ... There must be better rules for asset management for old age! As long as people like Olaf see shares as something for rich people, this is of course not possible. Olaf is but the embodiment of old communist sentiments - who thinks so in today's modern financial world is a disgrace for his Mnisterium!

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Ulli@TheRealUlli

3Yr

@GymTonic I see the same. Small investors are forced to invest in the capital market in order to improve their pensions, because insurance policies hardly yield anything for old age.... And then the tax-free amount is just under 800, which would have to be raised.

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Deleted User

3Yr

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Alfred Wilhelm@GymTonic

3Yr

@Eochaid in principle I find buy and hold also good but I had bought a lot of H2 for pennies in the hope that they bring in 10 years times yield - then they have reeled off 10 years in a year ... so I had to go out to not go back to lot - with shares just buy and hold does not always go - there would be more investor-friendly tax guidelines very important ...

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Deleted User

3Yr

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Alfred Wilhelm@GymTonic

3Yr

@Eochaid Against the background that VermögensverwsltungsGmbHs of major shareholders pay only 5% tax on profits in the millions, there is plenty of room for generous tax allowances, e.g. 100k per year more than appropriate - actually more.
One could also regulate in such a way that the allowance is still much higher with new investment within the same year and only with total withdrawal 100% taxable. That would correspond to a classic taxable profit ... You could also regulate that you then zb in old age or because you want to make a purchase only taxed what you withdraw for life, that would be socially quite bearable!

And reintroduction of a speculation period of one year ( my Ballard , Plug et al. Profits would then have been tax-free ...) I would also find good A different treatment of crypto is not comprehensible - but that will change the highwaymen from the Ministry of Finance also still at the expense of investors ... Also the taxation according to the principle of 1st in is nonsense - I have my good shares always re-bought But if I take today LVMH , Adidas or Apple , I pay crazy taxes calculated on the first purchase amounts , which is especially with stagnation of the title not really saver-friendly ...

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Deleted User

3Yr

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Alfred Wilhelm@GymTonic

3Yr

@Eochaid There was one of my followers here, who has made nen blog, because he himself has founded one, must think about who that was... Is but so, just had no time to take care of it, but would certainly be worthwhile... Me scare off two things: practical handling, every trade to document and study times as the trading fees for companies look - but my Steuerberster said, would be worthwhile from nem profit of about. 20000 euros a year already worthwhile And imagine you can each trip to the shareholders meeting still deduct from the 5% tax, then I buy Las Vegas Sands 😂 Had somewhere nen screenshot of the blog, but am on vacation and do not find him ... 😭

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Sugar P.@BurnMoney

3Yr

Hi, I try on the one hand with my long strategy to trade as little as possible, on the other hand try to exhaust the tax allowance. At the end of the year I sell up to this limit and try to buy back quickly at the selling price using a NeoBroker. If you have made losses over the year, in the next year this can be taken into account for tax. LG

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Simon@DerSimur

3Yr

Usually I have my shares to hold except for a few experiments to find my strategy. Only CD Projekt I had to sell when I still made profit. This was the first time I had to pay tax on shares (except for some withholding tax on dividends). It's annoying, but I think 25% is still ok, considering that there is a chance that I will have to pay tax at my personal tax rate, which would be up to 42%. I would find that then already crass. Especially when you consider that I buy the shares with already taxed money.

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Christoph Düngel@Lordrepha

3Yr

How is that actually If I realized gains, and the next minute buy new shares are then also 25% gone. I already know the taxes are withholding taxes, are they really gone immediately?

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Ducatisti@Ducatisti

3Yr

@Lordrepha
Any taxes are paid directly by your broker to the tax office. That's gone right away, yes, and why wouldn't you pay tax on the profits if you buy new shares the next moment?

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How$y 🗽@Howsy

3Yr

Taxes, the German's favorite topic 😁 I find the lump-sum taxation cheeky in itself. What does the state get out of it when I sell shares at a profit? Sure, you can now say that it provides the infrastructure with which the profits are generated, etc.. But one must not forget that both the profits of the companies have already been taxed and my investment sum comes from already taxed income. In my opinion, therefore, the capital gains tax for private investors should be eliminated.

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Chris@2big2fail

3Yr

Emigrate 🇧🇲🇨🇷🇬🇧🇸🇨🇲🇨🇵🇳

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Deleted User

3Yr

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Alfred Wilhelm@GymTonic

3Yr

@Eochaid Train !!!!

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Deleted User

3Yr

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Alfred Wilhelm@GymTonic

3Yr

@Eochaid Well , I studied one year in Lausanne - vieeeelen years ago , was one of my best years 🤷🏼‍♂️ But at that time I was happy to get 22 francs at night shift in a Photolsbor - while I would have gotten in Germany only 12 marks for Studiarbeiten 😂😭

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Dominik@Finanzinik

3Yr

The 25% worries me rather little, the fear is that in the future I can change the whole thing and go in the direction of personal tax rate, which is certainly above 25% for all of us.

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Deleted User

3Yr

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How$y 🗽@Howsy

3Yr

@Eochaid My net salary has already been taxed and I don't know why I should let Father State share in my investment decisions and their consequences.

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Deleted User

3Yr

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How$y 🗽@Howsy

3Yr

@Eochaid Well, consumption-related taxes are right and important. But taxes that affect wealth accumulation are theft.

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Deleted User

3Yr

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How$y 🗽@Howsy

3Yr

@Eochaid Quite simply, the state should be interested in its citizens being as wealthy as possible. Therefore, taxes on the purchase and sale of investments (shares, real estate, etc.) should be as low as possible or non-existent. Consumption (here especially luxury food, objects), which do not serve the accumulation of wealth, should be taxed to give citizens more incentives to provide for themselves (also with regard to retirement) 🦗➡️🐜

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Deleted User

3Yr

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How$y 🗽@Howsy

3Yr

@Eochaid Oh, this is turning into a discussion of principles. However, I must clearly disagree with you on one point: on the stock exchange, you sacrifice money... and (sometimes) also nerves 😵‍💫🤯

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Björn von Bear Stocks@BearStocks

3Yr

@Howsy89 I'll go along with that!

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