Thank you for the introduction. First of all, you should not be afraid to open a custody account with a neobroker. First of all, your shares / ETFs are part of the special assets and belong to YOU alone. No matter if the broker is broke or not. If you are worried about your money on the clearing account, this is also protected by the statutory deposit insurance up to 100k. Therefore, there is nothing against it. The disadvantage of a new broker is that not all securities are tradable. For this, there are then the other brokers. I think that probably everything is better than what your house bank offers. Another thing, if you have no strategy, you should probably leave the fingers of individual shares and simply invest everything in a world ETF or comparable.
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Thank you very much, could you recommend me a neobroker? I think that a world etf or S&P500 makes the better return than I do, but I'm learning, and besides I like to do that.
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@BUI Neobrokers are for example Trade Republic, Scalable Capital or Finanzen.net Zero. You can also simply google and look at a few reviews. Each has its advantages and disadvantages.
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@BUI Disadvantages of neobrokers: No joint or junior custody accounts. Fewer trading venues. Longer waiting time for deposits and withdrawals. I read that a Neobroker even changes the IBAN of the clearing account if too many different accounts deposit to that. Allegedly money laundering law. I trust online banks like Consors or Comdirect. Trades are more expensive here but the disadvantages above are not there.
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âąThank you đ
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@NiMe "Have read" comes right after "heard from an acquaintance of my brother-in-law". I have so far received 5 dividends paid out and they were even sooner there than in my large deposit. Deposited from where it is just lying around have from times of penalty interest still 5 accounts rumoxydieren. At times even my wife has transferred from her account. Disadvantages I have not yet found except that it is all too easy peasy goes - no Tan App or other Gedönse. I prefer my main deposit - still old-fashioned with card + tangenerator and then I get a message that I'm logging in. For this reason, there is also my main deposit.
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