But (@But_the_Stock_Picked

1D·

$NU (+2.22%) Hello everyone, I am currently looking into Nu Holdings and would like to hear your opinion on the possible risks. Overall, the company seems to be a good investment. But I'm a little skeptical about some points:

Regulatory risksStricter financial laws or regulations in Latin America (especially Brazil - concentrated country risk) could slow down growth.

Competitive pressureTraditional banks and other fintechs are trying to penetrate the same market.

Macroeconomic uncertaintiesHigh inflation or recessions in core markets such as Brazil could impact business.

Credit risks: Margins could suffer if default rates rise.

How do you see this?

2 Comments

Jan@Barrd

None of these are risks. Or rather, these are the normal risks when you invest in a fintech company.

Nu still has brutal customer growth of over 20%. Which is one of the most important things at this stage of the company.

Of course, the points you mention are important, but over the next 10 years they are not important.
South America in general is a fast-growing market and Nu can benefit from this to some extent

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Konstantin@Konstantin85

I bought recently. The growth speaks for itself. Nu is also growing very strongly in Mexico. I see inflation as less of a risk, as consumers are more likely to refrain from making purchases and keep their money together.

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