Hello everyone, I am 19 years old and started investing in September 2024. My investment strategy is based on the buy-and-hold methodas I want to build up assets over the long term. My goal is to reach the 100,000 euro mark as early as possible. To achieve this, I have set up a monthly savings plan of around 800-1000 euros, which I save consistently.
My portfolio
My portfolio currently consists of a mix of ETFs, individual shares and a small proportion of Bitcoin.
I have a few selected individual stocks in my portfolio, including:
$GOOGL (+0.94%) - for the strong growth in the tech sector
$ALV (-0.66%) - as a defensive stock with a stable dividend
$MCD (-0.31%) - for the stability and cash flows in the consumer sector
$TSLA (-4.58%) - for the long-term future in electromobility
$ASML (-1.59%) - as a power monopoly in Europe
I have deliberately selected these shares to cover specific sectors and future markets.
Dividend stocks
At the beginning of my journey, I bought some dividend stocks to generate small but steady income. Now, however, my focus is on growth stocks and ETFs.
I have also invested a small amount in Bitcoin in order to benefit from the development of cryptocurrencies. However, this is only a very small part of my portfolio, as my main focus is on traditional equities.
My current strategy
On my Trade Republic account I still have a large amount of cash parked. I would like to invest this capital gradually, focusing primarily on dips and potentially better entry points during a possible bear market. For now, however, my focus remains on continuously investing in my existing portfolio and continuing my savings plan.
My savings plan
My aim is to continue to save regularly in ETFs, as they provide a solid basis. In the long term, I would like to increase the weighting of individual shares via the savings plan if promising opportunities arise.
Question for the community
What would you recommend? Should I focus more on individual stocks or should I continue to prefer ETFs? And how do you see the combination of dividend stocks and growth stocks?
I look forward to your feedback and tips on how to further optimize my strategy!
