5Mon
Unfortunately Poor total return performance... your money should be working for you. Inflation was stronger than your 2% from 2021. so you lost money.
•
44
•
@TechNav yes, that's true and I have to admit that it gives me a lot of stomach ache :( that's why I want to slowly switch to growth ETFs (+shares)
••
@BockaufDividenden I recommend S&P500 or nasdaq 100, Small cap, EM Ex China for growth.
For dividends Stoxx 100, Vanguard all world high dividend, Euro Stoxx 50, SPDR US Dividend Aristocrats. And just go in with cost average, I buy S&P500 every month whether it rises falls all time high sh*t doesn't matter. There have already been years in which the S&P500 had an ATH of over 20 and still rose, even in the next year. I have 15% with the ETFs since last year and hope it stays that way. ADM and LVMH are still to come, that was luck. Starbucks and Bayer are red. If I were to start from scratch again, I wouldn't buy any more individual stocks. It takes a lot of skill to do better than ETFs.
For dividends Stoxx 100, Vanguard all world high dividend, Euro Stoxx 50, SPDR US Dividend Aristocrats. And just go in with cost average, I buy S&P500 every month whether it rises falls all time high sh*t doesn't matter. There have already been years in which the S&P500 had an ATH of over 20 and still rose, even in the next year. I have 15% with the ETFs since last year and hope it stays that way. ADM and LVMH are still to come, that was luck. Starbucks and Bayer are red. If I were to start from scratch again, I wouldn't buy any more individual stocks. It takes a lot of skill to do better than ETFs.
•
44
•5Mon
@Maximilian01 For dividend ETFs, I would choose $TDIV. I think equity growth is just as important as the dividend. So >4% yield + >10% performance every year.
•
11
••
11
•@Maximilian01 I also have the SPDR US Dividend Aristocrats, runs with a savings plan, as well as the Dividend STOXX 100, which is also one of my favorite ETFs next to the $TDIV.
I'm currently considering the following growth ETFs:
$IUIT
$EQQQ
$FWRG
I know there are overlaps,...
I somehow don't see the good return development with EM. I also take a critical view of India, even though it is currently being praised somewhat.
Why still small caps?
I'm currently considering the following growth ETFs:
$IUIT
$EQQQ
$FWRG
I know there are overlaps,...
I somehow don't see the good return development with EM. I also take a critical view of India, even though it is currently being praised somewhat.
Why still small caps?
••
@BockaufDividenden I'll try out $MAGS and if it doesn't work for me, I'll switch to $IUIT. All 3 are good, the all World is the safest.
EM can have good values like Samsung and TSMC. I would stay away from China, they manipulate their budget, are highly indebted and America is even sticking to the sanctions from the Trump era. The stock market can close there any day. I think the $EMXC is also good in terms of country distribution and sector allocation. Excluding China, it also performs better than most other Em ETFs, which are more of a crutch.
$WSML Small cap has a much lower kgv than the well-known stocks. In a crisis, prices fall more aggressively but also recover faster. I bought them last year in winter, before the FED announced that interest rates would stay up. I am speculating that they will fall in the long term and that small companies will find it easier to get loans again and thus grow quickly and catch up somewhat in relation to the large caps. At the moment ATH I would look at the chart for 3-5 years and find an entry price that works for you and then go in anti-cyclically. From the overall portfolio 10-15%
I think individual stocks are good $LMT $MC $PG. You can't go wrong with that.
I hope I was able to help you and good luck 💪📈
EM can have good values like Samsung and TSMC. I would stay away from China, they manipulate their budget, are highly indebted and America is even sticking to the sanctions from the Trump era. The stock market can close there any day. I think the $EMXC is also good in terms of country distribution and sector allocation. Excluding China, it also performs better than most other Em ETFs, which are more of a crutch.
$WSML Small cap has a much lower kgv than the well-known stocks. In a crisis, prices fall more aggressively but also recover faster. I bought them last year in winter, before the FED announced that interest rates would stay up. I am speculating that they will fall in the long term and that small companies will find it easier to get loans again and thus grow quickly and catch up somewhat in relation to the large caps. At the moment ATH I would look at the chart for 3-5 years and find an entry price that works for you and then go in anti-cyclically. From the overall portfolio 10-15%
I think individual stocks are good $LMT $MC $PG. You can't go wrong with that.
I hope I was able to help you and good luck 💪📈
••
@TechNav Yes, the $TDIV is very good. It's not much different from the SPDR Us Dividend Aristocrat I think. In the last few years the $TDIV has been higher in terms of dividend increases. Over 5 years the SPDR with 14% pa. At the same time a few percent more share price growth, but a lower payout. It makes a lot of sense in the long term. I think both are good, but what one lacks, the other makes up for with a better share price or payout. The $TDIV is better distributed across the countries, but the SPDR has aristocrats.
••
@Maximilian01 This $MAGS sounds very funny at first, but unfortunately it is not available at Scalable. Then I'd rather just stay directly with $IUIT.
I think I'll leave out the EM and instead take the All World from Invesco $FWRG as already listed.
I think I'll leave out the EM and instead take the All World from Invesco $FWRG as already listed.
••
5Mon
@BockaufDividenden You can also choose the Nasdaq $CSNDX instead of the $IUIT.
•
11
•