Sven (@Shaikun) on getquin

9Mon·

Portfolio Feedback

Hello everyone,

I have a question. I started with around 53 dividends, which is of course far too much.

Now I want to start building up assets.

Does it make sense to already include dividend stocks like $MAIN (+1.45%) or $IRM (+0.64%) or first save in the existing ETFs and start with e.g. 50k dividends.

By the way, I am 34 years old and my savings plan amounts to 750eur divided between the ETFs and 50eur Nvidia

Thanks to everyone :-)

21 Comments

9Mon

Why 2 more ETFs with the content of the S&P 500? You have an MSCI World that is 60% US, an S&P 500 that is 100% US and an S&P 500 IT? Then why not take the Nasdaq 100 in a mix with the Euro Stoxx 50 and Nikkei 225?

Here is your Etf list:
94% USA
4% EU
2% Asia

Top 10 in %:

Apple 11.84
Microsoft 11.03
NVIDIA Corp 8.58
Broadcom 2.62
Amazon.com Inc 1.99
Salesforce Inc 1.35
Meta Platforms Inc Class A 1.35
Advanced Micro Devices 1.34
Adobe Inc 1.19
Accenture PLC Class A 1.11

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Show answer

Sven@Shaikun

9Mon

The World and sp500 should be the main component. I know the USA is overweighted. The 500tech should bring a little more return, which is why I included it. Or does that not make sense?

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View all 9 further answers

Joris@JorisInvests

9Mon

What happened to the 53 dividend values? Why do/did you not consider them as 'assets' or building up 'Vermögen'.
For the rest I agree with @MrMister , your etf choices are heavily geared towards US-stocks and it heavy, but hey, if you like it you do you.

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ole-4063@ole-4063

9Mon

In my opinion, you should first focus on growth stocks and later switch to dividends at 60

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View all 2 further answers

Saarastronaut@Watzeklicker

9Mon

There's far too much tech in there for me. If you want to overweight the USA and tech, then I would take MSCI World and Nasdaq. I wouldn't focus purely on the USA. Small caps would be a good addition.

Opinions differ on dividend stocks. I would avoid high-dividend stocks at a young age and perhaps add a few dividend growth stocks to the portfolio.

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M. V.@Noord26

9Mon

1 growth (sp500), 1 foundation (dividend quality world), 1 higher risk/reward (nasdaq 100). Nederland look back. 😉

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Marco@Einsteiger

9Mon

Up to the 100k all in S&P500 as a distributing variant $VUSA.My recommendation for all beginners is to save 60% $A1JX52 20% $VUSA and 20% $MAIN for 1 year. This will allow you to see how the markets develop and react to problems. Find your way and decide for yourself. My son saves in the S&P. My wife the ACWI and I $MAIN and other BDCs. Leave out Nvida.

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userdbd1862f6d864077@userdbd1862f6d864077

3Mon

Dividend stocks only cost returns at your age. An ETF as a savings plan

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userdbd1862f6d864077@userdbd1862f6d864077

3Mon

A savings plan on FTSE World or ACWI will suffice; perhaps later, when the situation is clearer, a savings plan on an EM ETF.

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