Hi there,
I have two different questions and would like your opinion on them. Thank you very much in advance!
About me: I am 19 years old and graduated from high school this summer. I'm currently doing a gap year and working part-time. My monthly savings rate or money that I would have at my free disposal is around €1200.
Now to my first question: I want to go to Japan in May and currently need just under €3500 for this. Should I play it safe now and store everything at TR to take the interest with me or put it in a simple Msci World? As it is a relatively short period until May, would TR be the safest?
Now for the second question: I don't have a classic $IWDA (-0.06%) but the $SUSW (+0.17%) (Please don't ask why I have it 🥴) Should I now "switch" to the classic $IWDA (-0.06%) "switch" or just stick with the $SUSW (+0.17%) because I'm already there anyway? I think they perform similarly...
Many thanks for your tips in advance!