Just as a thought experiment: how about an ordinary, inexpensive MSCI World?
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2020
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@Ironman2022 I also have one in there, and I save in it every month.
The second value I was looking for on the World was one that has more favorable unit prices, so that as little money as possible remains in the clearing account for one-off deposits (e.g. €500 yesterday) and is therefore uninvested.
So far I have mostly only discovered World ETFs that are around ~€90 per share
The second value I was looking for on the World was one that has more favorable unit prices, so that as little money as possible remains in the clearing account for one-off deposits (e.g. €500 yesterday) and is therefore uninvested.
So far I have mostly only discovered World ETFs that are around ~€90 per share
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•@Ironman2022 Thanks, I've added it to my watchlist
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@Steven83 I don't quite understand your reasoning with the clearing account🤔
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@Ironman2022 For example, I transfer €500 to my custody account from my bank account.
If I now buy an ETF with 90€/share, I get 5 shares (450€) and the remaining 50€ are lying around in the clearing account.
If I buy an ETF that costs €9/unit, I get 55 units (€495) and only €5 is in the clearing account
If I now buy an ETF with 90€/share, I get 5 shares (450€) and the remaining 50€ are lying around in the clearing account.
If I buy an ETF that costs €9/unit, I get 55 units (€495) and only €5 is in the clearing account
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@Steven83 You can also buy fractions of the ETF via a savings plan. Depending on the broker, this is even possible for individual purchases. So the price per unit is really not a criterion. But rather the TER and the actual content.
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•@Ironman2022 Yes, it works with the savings plan, but I also often deposit gifts received (birthday, Christmas) manually.
Unfortunately, Scalable only allows full shares for manual deposits.
Well, the ESG Screened is identical to the World except for 5%, so I can live with that.
The 75% deviation in the SRI was a bit too big for me in the long run.
If the ESG gets on my nerves at some point, I can take the Amundi MSCI World V suggested here ( $LCUW )
Unfortunately, Scalable only allows full shares for manual deposits.
Well, the ESG Screened is identical to the World except for 5%, so I can live with that.
The 75% deviation in the SRI was a bit too big for me in the long run.
If the ESG gets on my nerves at some point, I can take the Amundi MSCI World V suggested here ( $LCUW )
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@Ironman2022 But I have roughly half of my portfolio invested in $IWDA anyway, which I also save in on a monthly basis.
Instead of the SRI as a savings plan, I now have 50% $IWDA and 50% $SAWD
Instead of the SRI as a savings plan, I now have 50% $IWDA and 50% $SAWD
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@Steven83 You can also briefly increase the savings plan by your desired amount 🤷
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@Ironman2022 I could too. Do you think the ESG Screened has major disadvantages compared to the normal iShares World ETF?
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