You will never permanently outperform the general market. This is pure lottery. Unnecessary money burning without added value. One world ETF and off you go! 😊
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1Yr
@General_T_Regnery As if a world ETF covers the whole market! There is still a lot missing (bonds, real estate, commodities, gold, crypto etc). With a world ETF you bet on a certain factor (market capitalization) of a certain asset class (stocks). In this respect, you can definitely be better than that!
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•@Epi
That's not the point at all. As a beginning investor, the goal is not at all to put together an entire financial portfolio. Especially with small sums of money, which you don't get beyond as a young investor, 0 Sin.
That's not the point at all. As a beginning investor, the goal is not at all to put together an entire financial portfolio. Especially with small sums of money, which you don't get beyond as a young investor, 0 Sin.
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Hey @General_T_Regnery thank you for your feedback. well a world ETF is always the largest position in my portfolio at the moment. It is also the position with the largest monthly savings rate, which I would like to increase in the future. So you would advise me to put everything into this ETF? I would not like to completely move away from individual stocks.
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@Adyyy_15
Either a MSCI World ACWI, a MSCI World or maybe a S&P 500 ETF. But since you already have a world ETF, I would leave it at that. You seem to have a core-satellite strategy, which in my opinion only makes sense if the core makes up a large part of your portfolio. Otherwise you don't need it at all and can throw it out. For the core (world ETF) I recommend at least a 50% weighting with a tendency towards 75-80% weighting in the portfolio. I am not averse to individual stocks myself. Have myself a position of Deutsche Börse AG 😉 Individual stocks should therefore only a small part (20-25% of the weighting of your portfolio, so you are not dependent on the return through your individual stocks. I see individual stocks for private investors as a gimmick and decoration.
--> Looks nice but does not really help you financially Apart from that: First, I see too many individual stocks critically (then you can also take an ETF directly instead) And secondly, the goal to hope for a fixed return from a self-selected individual stock as with an ETF is wishful thinking.
Either a MSCI World ACWI, a MSCI World or maybe a S&P 500 ETF. But since you already have a world ETF, I would leave it at that. You seem to have a core-satellite strategy, which in my opinion only makes sense if the core makes up a large part of your portfolio. Otherwise you don't need it at all and can throw it out. For the core (world ETF) I recommend at least a 50% weighting with a tendency towards 75-80% weighting in the portfolio. I am not averse to individual stocks myself. Have myself a position of Deutsche Börse AG 😉 Individual stocks should therefore only a small part (20-25% of the weighting of your portfolio, so you are not dependent on the return through your individual stocks. I see individual stocks for private investors as a gimmick and decoration.
--> Looks nice but does not really help you financially Apart from that: First, I see too many individual stocks critically (then you can also take an ETF directly instead) And secondly, the goal to hope for a fixed return from a self-selected individual stock as with an ETF is wishful thinking.
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•@General_T_Regnery
Yes, I actually agree that the All World ETF should be more heavily weighted. As far as that goes, I was probably a bit too greedy when buying individual stocks. But in the future I will direct the weighting more strongly to the ETF.
Yes, I actually agree that the All World ETF should be more heavily weighted. As far as that goes, I was probably a bit too greedy when buying individual stocks. But in the future I will direct the weighting more strongly to the ETF.
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•1Yr
@General_T_Regnery So, first you say you can never be better than a WorldEtf, and if you are, it makes no sense for a beginner. I really don't know if you know what you're writing.
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22
•@Epi
Yes, as I have written it I mean it too. For a beginner it makes no sense from the outset because of the small absolute savings amounts to build up so many positions. For an advanced it makes sense if at all to put the stock for nostalgia, decoration or to demonstrate the own conviction in the depot. However, you should accept a loss of return compared to the world ETF and not plan with stable growth rates as with an ETF.
Yes, as I have written it I mean it too. For a beginner it makes no sense from the outset because of the small absolute savings amounts to build up so many positions. For an advanced it makes sense if at all to put the stock for nostalgia, decoration or to demonstrate the own conviction in the depot. However, you should accept a loss of return compared to the world ETF and not plan with stable growth rates as with an ETF.
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@Adyyy_15
Glad I could help you ☺️ 👍
Glad I could help you ☺️ 👍
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•1Yr
@General_T_Regnery Sorry, but I do not understand a word. 1. it does not help me to confirm a contradiction as meant 2. nobody talked about many positions instead of one WeltEtf, except you. 3. why should anything other than B&H WeltEtf be less stable? All statistics >10 years speak against it. Unless you have a purely private notion of "stable".
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@Epi
You asked yourself whether I know what I write. I answered that question, and you seem to be the only one who sees the contradiction in it. Think again about what I wrote. 2. my premises all relate to the context of my original comment on the contribution of the portfolio idea of @Adyyy_15. I have not had a discussion of principles here. You seem to be passing me by on that one. 3. It's obvious that an individual company has both good and bad years (general economic crisis years like to Corona aside). It is more volatile and single board decisions can move a whole stock position. And that then directly affects your whole portfolio performance. In a broadly diversified market, this also exists. However, not in such a pronounced form --> I mean that all in terms of both volatility and return of a stock.
You asked yourself whether I know what I write. I answered that question, and you seem to be the only one who sees the contradiction in it. Think again about what I wrote. 2. my premises all relate to the context of my original comment on the contribution of the portfolio idea of @Adyyy_15. I have not had a discussion of principles here. You seem to be passing me by on that one. 3. It's obvious that an individual company has both good and bad years (general economic crisis years like to Corona aside). It is more volatile and single board decisions can move a whole stock position. And that then directly affects your whole portfolio performance. In a broadly diversified market, this also exists. However, not in such a pronounced form --> I mean that all in terms of both volatility and return of a stock.
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