Question from a #anfänger to the community about #verlustbescheinigung and #freibetrag
(...I can't get my head around it right now...)
In my first year on the stock market, I have currently realized around €500 in losses and €300 in gains in my only portfolio with Trade Republic. I am thinking about realizing profits this year (& buying back the corresponding positions immediately if the spread is suitable) in order to be able to use part of my allowance.
On the other hand, my loss of €200 would be carried forward to next year anyway and I could then offset it against any gains - is it worth considering the tax-free amount at all?
I have also applied for a loss certificate, but I don't know whether this will help me at all if I only have one custody account (?). Originally, I assumed that I would need it in order to be able to carry over the TR losses to the next year. I was probably wrong and would not have needed it at all.
I would be very happy to hear your explanations!