BockaufDividenden (@BockaufDividenden) on getquin

Saving up: Gold + All-World ETF

Hello dear community,

I have a question for you on the subject of long-term saving and gold:

I have 6 savings plans with dividend ETFs running, always two per payout interval with growth ETF and high payout combined. In addition to the DIV ETFs, I also have REITS and BDCs for dividends, which I would also like to expand further. Of course there are overlaps!

I feel comfortable with this and would like to continue saving in this way:

DIVIDEND ETFs | January, April, July, October

$ISPA (-1.36%) + $EXX5 (-0.84%)

DIVIDEND ETFs | February, May, August, November

$FUSD (-0.19%) + $IMEU (-1.43%)

DIVIDEND ETFs | March, June, September, December

$TDIV (-1.44%) + $VUSA (+0%)

Now the question arises for me: how can I diversify even further or save in an accumulating manner?

The following would be considered

$EWG2 (-0.64%) and then also sell tax-free after a holding period of at least 1 year if the trend is positive and generally $FWRG (-0.55%) save bluntly and leave it. Possibly also $BTC (-0.67%) via Bitpanda or similar (not via Neobroker)

What is your opinion on saving the Invesco All-World and gold in addition to the dividend ETFs, as compensation when there are general price slides?

Ella Marie Waschbär@DividendenWaschbaer

1Mon

Why do you want to diversify further?
Have you looked at how many companies are in the ETFs you already hold? An all world is virtually unnecessary. If anything, an emerging markets could still be included.

You can do gold. But gold is not necessarily an investment that you can sell after just one year. Of course you can, but it's not ideal for that.

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Show answer

Rmann@Epi

Your headline says it all: All-World ETF + gold (+ possibly BTC). That's enough.
The rest is yield-eating magic.