Lorena (@Lorena) on getquin

1Wk·

Depot update after 2 years

Wow, it's been two years since I wrote anything about my portfolio. So I thought I'd give you an interim update and report on what has changed since then.

Spoiler: Not too much. Hehe.

Since I tend to be more of a buy & hold investor, I'm also quite happy that I haven't completely overturned my strategy in the meantime.

Overview of

ETFs

$VWRL (+0.18%) & $VWCE (+0.17%) as usual, because the All-World simply always works 🔥 The accumulator should and will always remain my largest position due to the monthly savings plan (small side note: I would still be missing a backpack or something to match my Vanguard hoodie ☝🏻🌚)
NEW: $XEON (+0.03%) : I wasn't in the mood for overnight money hopping and needed something relaxed to park my money in the medium term. This money market ETF is a good solution for me.

Shares

NEW: Partial sale $NVDA (+2.01%) : Nvidia somehow got too hot for me in between 💀 So I pulled out and the journey continues
NEW: Sale $MSFT (-1.05%) : Since Microsoft is the top position in the All-World anyway, I wanted to reduce the overweight a little and got rid of it. Not because I was no longer convinced.
The rest still has its place in my portfolio. The number is also sufficient for me to maintain an overview.

Crypto

$BTC (-1.34%) & $ETH (-0.52%) as usual - I'm not the type for other altcoins

Outlook

I don't want to change too much. I'm currently planning an initial investment in $IBE (+1.12%) as I am convinced by the company. But the share price would have to fall a little for that :) I would then also have a representative of the energy suppliers in my portfolio.

In principle, I would like to add to all my shares when the opportunity arises, but it's not a bad thing if the ETF hangs over it as a giant monster for the time being. For me, my individual shares also largely fulfill the purpose of simply having fun and to learn something.

I had also toyed with the idea of staking Ethereum, but I'm currently leaning more towards switching into Bitcoin at some point. And what about gold? I've hardly looked into it so far. Let me know what you think.

Have a great evening! 😊

Lorena

@Lorena

2Yr·

Peer pressure kicks in and I was forced by @Fabzy to say a few words about me and my uh... "strategy" or something.

so...

I always found finance totally boring. I'm not sure if Undercover Trade Republic employees brainwashed me, but something happened a few years ago, in my early 20s. Suddenly the thought of taking my money to a magical place and watching it become more (or less 😭 ) was somehow.....irritating.

300h of financial flow videos later and seeing Gerd Kommer's face in my sleep, I had landed in the endless maelstrom of 70/30 and co. and set up my All-World in January 2020 with a large investor savings rate of 50 euros per month. Thanks to my first full-time job and very low expenses, I was then able to quickly increase the monthly investment sums massively. To 51 euros, of course 🤡

Apparently, the broker sales reps were at it again and tempted me to buy my first shares and cryptos some time later.

This is how I am currently positioned investment-wise:

ETFs: FTSE All-World (distributing) to take advantage of the saver's allowance. I don't save any more, but leave it and reinvest the dividends. FTSE All-World (accumulating) is saved monthly on an ongoing basis. This is my conservative basis.

Selected individual shares as long-term positions (I only make individual purchases, no savings plans). My focus with my individual stocks is on tech, healthcare and luxury. I do not currently pay attention to dividends and do not pursue a dividend strategy.

My cryptocurrencies are Bitcoin and Ethereum. I will stick with these two and add to them with one-off purchases when the opportunity arises.

I'm doing all this because I want to be able to decide for myself when, how much and where I work and therefore have more time for my family, friends, projects, hobbies and travel. That's the big goal in a few decades - or when the $LORY (-0%) coin starts to climb 🤡

Okay that's it, bye.

19 Comments

Demas@Demas

1Wk

Very good strategy 👌

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ThemenmitKopf@topicswithhead

1Wk

$IBE definitely worth buying at €11.95. Then choose the share remuneration as a dividend and get the withholding tax back and then you have a great provider. Otherwise $VER is not so cool but also interesting.

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Moritz@leveragegrinding

1Wk

You secure everything, Take my money

I think the % allocation is very good, I would make ETH staken dependent on the possible returns, I don't know off the top of my head right now.

Also, how about a $CL2 for the next crash?

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Ella Marie Waschbär@DividendenWaschbaer

1Wk

$IBE is also on my list. But I still have a lot to save up until then. 😅😂

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Kate💎 🙌.@Iwanowitsch

1Wk

☺️

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Andreas M.@thor88

1Wk

Can I ask why VWRL & VWCE tougheter?! Both have 57% US and under that 57% US you have the same stocks, it's like buying the same stock 2x times. What's the catch?!

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