I don't think the monthly savings plan for call money is so bad. As long as you don't simply put money aside elsewhere, you have nothing else if you ever want to buy a car or make similarly large purchases. At least I don't want to be dependent on having to sell parts of my portfolio in such a case.
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@Mc_Velli that is exactly my thought process. Like to have some cash on reserve when I need it 👍😄
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