Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-0.59%) will be liquidated on the 16th and invested in $VWRL (-0.85%) invested.
$MSCI (-3.22%) was a gift via TR, but I will also sell it.
The $SPPW (-0.89%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (+1.04%) I've slipped up with the saveback conversion.
And $BVB (-0.95%) I only wanted one share because it's my club.
$QYLE (-1.11%) and $SDIP (-0.4%) are a small addition.
If you have any suggestions for changes, please let me know
