2Wk·

Hello :)

I have a question about what you think makes more sense with ETFs, i.e. now in terms of a savings plan. I want to hold them for the next few years anyway, or decades in the case of the world ETF

I now have the 4 ETFs

$VWRL (+0.87%) 220€ all world

$FGEQ (+0.47%) 40 € dividend etf

$GGRP (+0.8%) 40€ dividend etf

$WGLD (+1.38%) 40 € Gold


And together that's 340 € a month, but the amount I have available changes every month because I only work in the catering trade and am paid by the hour, not a fixed wage.


1 time a month total sum 340€

2 times a month 170€

4 times a month so weekly 85€


what do you think ?

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I run all savings plans on a weekly basis. This makes the average "smoother". But with a very long investment horizon, it doesn't matter in the end and doesn't make much difference. It makes more sense to butter in a larger summer for large dips.
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Good question. My plans all run on a monthly basis. However, I have changed the date of execution from the 1st of the month to the 21st of the month because the values are statistically more favorable there. Many people also buy after receiving their salary at the beginning of the month. I've done quite well with this so far.
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What is the point of 2x almost the same div Etf with the same top stocks + roughly the same weighting?
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It doesn't matter what you think, there are statistics that say that you would have done better each month over the last few years, but of course other factors also play a role, such as your incoming salary.

The important thing is time in the market!
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