Hello all,
I'm pretty new here on getquin and would like to introduce myself and maybe have a little assessment on my plan.
My name is Florian and I am 41 years old, married with 2 kids. Until recently I had relatively little to do with shares. But that should change now :)
My goal is to build a portfolio as a dividend strategy. Investment horizon is 15 years and longer
I thought I'd explain my plan in advance, or which stocks I want to take up and do not do it as is often done here, first buy and then perform a portfolio check. This may save me one or the other FEhler.
I would like to let everything run first over nen savings plan and invest if necessary in individual shares after. This usually frees up some cash in the fall of the year, since I receive my bonus here.
A savings plan on the $VWCE (+0.17%) over 350€ starts in January. I deliberately chose the accumulating one for now, as I figured the compound interest effect is better than the bit of dividend at the beginning. When a certain amount is reached, the plan would be to switch it to the distributing one. Does that make sense?
Furthermore, I would split another 250€ into savings plans on individual stocks. Here, however, I am not sure how many there should be.
The following is my selection, in which I have tried to diversify relatively reasonably. I am not sure if I succeeded. I have also read up a bit about each company, but it should be deepened
$ASML (-1.59%)
$MPW (+1.92%)
$O (+1.22%)
$BATS (-0.24%)
$PEP (+0.05%)
$BAYN (+0.17%)
$VOW (+1.96%)
$BLK
$RIO (-0.93%)
$MCD (-0.31%)
$BRK.B (+0.07%)
$MSFT (-1.05%)
Does it make sense to save so many positions (will then be a relatively small amount per company), or does it make sense to reduce it again?
In my portfolio there are already 3 Rio Tinto and one Mc Donalds share.
So I think that was it for now. If something is still missing, just ask.
Many thanks in advance for your help
Kind regards
Flo