Hi everyone, I am investing in 3 ETFs $FUSD (+0.04%)
$TDIV (+0.06%)
$IWDA (+0.24%) .

My idea is to diversify the portfolio and reinvest the dividends. Instead of $FUSD (+0.04%), I could use $FUSA (-0.08%) but in the future, it will be easier to use the dividends if I stop reinvesting it.

Should I change any of those ETFs, or my choice is good enough for a long period of 10-20 years?