11Mon
35% crypto - that sounds bold to me, to say the least. If you know what you're doing, there's nothing wrong with that. For me personally, it would be nothing. What I would be interested in: what is your long-term goal and how do you plan to achieve it?
•
55
•
11Mon
@KevinC In the long term, I would like to get a good mix of performance and dividends. The savings plan is currently running at around 4% dividends. Unfortunately, I can't display this at the moment (zero only works manually and I'm too lazy for that) In the longer term, the amount of €1500 remains in crypto but the holdings in Etf and shares will increase over time.
••
11Mon
@MrMister I would definitely reconsider the savings plans of €10 per month and share. With Blackrock, it will probably take longer than 5 years to acquire a single share. I think that will quickly become too small-scale. I think I would tend towards savings plans of no less than €50/month, but then just more selected stocks. Or simply consolidated in an ETF.
•
11
•11Mon
@KevinC Thank you for your feedback. That was my initial idea too. But the savings plans will increase over the next 2 years. I will gradually increase the savings plan by a factor of 6. This will bring my monthly savings rate to around €2100 in 2025. The decisive factor for me was to get a mix of growth and dividends. Unfortunately, I haven't found an ETF that offers me this service and I've done a lot of research into the companies. Maybe I'll add my professional expertise to the description. Thank you.
••
11Mon
•
11
•11Mon
@KevinC I have already come across this. According to my investment plan, the performance should be well above that and the div should be around 3-4%. I'm going to do this for a year and then give feedback.
•
11
•