1Yr·

The ING Group increases its fees in Germany. $INGA (-0.69%)

The following changes will come into force soon:

Free current account requires 1000€ cash deposit instead of 700€ as before (otherwise 4.90€/month)
Girocard €1.49/month instead of €0.99 per month
Trading fee on XETRA increases from €1.90 per transaction to €2.90 per transaction
Fees for cash deposits also increase

In return, the fee for share savings plans will fall from 1.75% to 1.5% of the transaction volume.

I have not seen an exact validity date, but my guess is the end of 2024.

#news
#banking

33 Comments

AI sagt@GoDividend

1Yr

Let's see what the other banks have in store for the new year 😅

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Bowser@Bowser

1Yr

It's a good thing I switched to C24... you even get interest on your current account and everything runs smoothly there. 👌

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Eselai@DonkeyInvestor

1Yr

Good, I don't use any of it 👍

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MarTheRadi@marda304

1Yr

From 01.11. I am not very enthusiastic

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Lama@MLana

1Yr

Hopefully the etf savings plans will also remain free in the tongue
*Future

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mco@mco

1Yr

However, this all requires the active consent of the customer... 😉

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René@Booz

1Yr

I think the reduction in the fee for share savings plans is a good thing. The fee for the Girocard is not, although it is of course bearable. We still each have a Girocard. Unfortunately, we still have too many retailers in the area that don't accept credit cards.
The rest is okay for me.

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ashish J.@JaqenH

1Yr

Still don't know why would anyone pay the bank to keep your own money.

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Psychorex@Psychorex

11Mon

I also read that they now charge an additional fee when selling ETFs. (0,25%?)

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Staatsmann@Staatsmann

11Mon

@Psychorex I haven't read anything about that. 🧐
Just the usual percentage fees.

Maybe a special fund?

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Tabularasa@Tabularasa

7Mon

A few questions...

Question 1:
I have with ING
the custody account and the extra account
But no current account

My girlfriend has the current account and the extra account
but not the custody account.

Now to the question, can we recruit each other, me for the custody account (+50€ bonus)
And you for the current account (€50 for you and €100 bonus for me)?

Question 2:
assuming I change my current account from Sparkasse to ING,... do I have to change all my standing orders myself?

Question 3:
Will incoming salaries be changed automatically?

Question 4:
Insurances, loans everything that others debit monthly/quarterly or annually are they informed and I don't have to do anything?

Question 5:
At the Sparkasse you use PushTan/ChipTan for security, how does that work at ING?

Thank you in advance for your answers

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Staatsmann@Staatsmann

7Mon

@Tabularasa
1. don't think it works. Only for completely new customers. My better half took the current and extra account and got the bonus. 2 years later the custody account and I got nothing.

2. if it runs via direct debit mandates, it's automatic.

3. must be reported to the employer.

4. insurances see 2. loans I don't know, in the end the lending bank (creditor) would probably have to be informed.

5. you do everything as confirmation via the app. TAN lists have not been around for years. Say web login -> Confirm via the app. Transfer on the web -> Confirm again via the app. If you do it via the app, a code is first used for the login (in my case Face/Touch ID) and for transfers again via a confirmation in the app with a code or Face/Touch ID.

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Tabularasa@Tabularasa

7Mon

@Staatsmann Thank you very much for the quick and detailed answers

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Deleted User

1Yr

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Deleted User

1Yr

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Eselai@DonkeyInvestor

1Yr

@Tono ETF savings plans

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