Hello, after trying out individual stocks again and again, I have now done what everyone advises but nobody does when looking at the portfolios ;)
All individual positions sold, the All World remains the basis with 70% portfolio value.
20% of my savings rate will go into Bitcoin (no other cryptos) and from next week I also want to slowly build up 10% gold.
So in the end 70-20-10 with FTSE All World-Bitcoin-Gold.
The cash balance currently makes up more than half of the assets, but from €25,000 (emergency savings) it will no longer be expanded or only filled with money that comes in unplanned (bonuses, interest on call money). Once a little more has been accumulated, this is invested in the event of potential declines via a one-off purchase until the €25,000 is reached again. In the same proportion as the savings rate, of course.
The aim is to build up long-term assets for the next few decades.
Are there any suggestions for improvement?
$GBSE (+0.14%) I would have chosen gold, as it is tradable on TR. Do you think that's okay?