Raz (@RazZGhull) on getquin

4Mon·

Portfolio Feedback

Hey guys!

I'm getting in touch after having an acc for a few months now, but never really doing much with the app.

I started investing really early at 18 every now and then, then after a few ups and downs (2021 was not a beginner-friendly year 🥲), my big first loss through $ACC (-0.51%) and the start of my studies. I've been more active again for 2-3 months and finally want to set up a smart system. But I'm a bit overwhelmed and need some Ratschläge🙏🏾 please

1. i know i have too many positions, i will soon sell 1-2 etfs again, but apart from that i don't know exactly what i should sell, e.g. $KGX (+5.89%) and $MPW (-3.18%) . Should I rather wait here until they rise again? Or just sell them and concentrate on the more important ones?

2. i want to save an ETF with approx. 50€ per month. But I don't necessarily want to take the core msci world, as it's somehow too boring for me😅 Do you have any alternatives for me? I initially wanted to save in the $WMIN (+3.44%) until I realized that the industry is cyclical and I don't think a savings plan would make the most sense. With $U3O8 (+2.47%) I'm not sure whether it would really be better. Would you have any tips and ideas for me? I also have no problem having to monitor the ETF a little.

3. what do you think of $BICO (+0.13%) ? I will certainly continue to hold it in my portfolio, as I really like the share and see a lot of potential for the future. But what do you think?

4. and finally, what do you think of overall? Do you have any tips and advice?

Thanks for reading and have a nice evening everyone!

14 Comments

4Mon

So from my point of view, the most important thing would be that you are open to all investments, regardless of whether they seem boring to you or not.
Above all, I think an ETF core makes sense for you 😅

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VP@VP

4Mon

Moin, I would reduce the positions significantly, just as you have already said.

It seems that you are already happily experimenting with risk, e.g. with Bico, Palantir, Uran etc. Therefore, like your colleague, I would also go for what you call a "boring" core. I'm also a fan of $VWRL 😬

But your colleague has summarized the alternatives well.

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Mert@Mertdu

4Mon

I cannot say that some companies are my favorite.
It's a bit of a mixed portfolio, you focus on dividends, but there are also different companies.

It doesn't suit my strategyl. I think if you don't have a strategy, you need to work on your strategy first. I made a 10-year plan for myself (starting in January 2024), then I decided on the basis of which companies I would choose. I set my criteria. I even have a scorecard, the company needs to get a certain score according to my own scorecard.

Then, after identifying these companies, I determined an estimation of how much I could invest by the end of the year. Afterwards, I bought more from the company whose price was decreasing.

When I looked at your portfolio, I couldn't understand your strategy. I think your age is 21. If you want to focus on Dividend companies, I think you can hold 1-2 growth ETFs and divide the remaining companies as dividend companies and determine a strategy like I did.

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Daniel@Danielo

4Mon

I would definitely go for a "boring" core ETF and build up a solid long-term base. After that, you can always look for individual stocks. 👀

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Copy@SirCopy

4Mon

I like the 0.6$ p&g in the portfolio the most. Apart from that, I think an ETF core will help you a lot for the time being and then expand individual stocks if necessary, as this often doesn't really add value to your portfolio with 10€ positions

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userdbd1862f6d864077@userdbd1862f6d864077

4Mon

Among other things, I have been making a living from equity investments for 30 years; it would be nice if young investors could be discouraged from believing that they could be better4 than "the market"! In times of ETFs this can be

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userdbd1862f6d864077@userdbd1862f6d864077

4Mon

handle it well. So an all-world fund, MSCI is also ok and slowly you can also get back into EM via an ETF, but broadly diversified and not China-heavy.

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