Input welcome. First of all, thank you very much for the great community here. I read along diligently and have already been able to pick up a thing or two.

I myself am in my mid-30s and have an income of almost 6k. Savings rate about 2k.

The aim is to reach 100k as quickly as possible, but also to have set the right course for the time beyond that.

The portfolio also includes positions for specific purposes: $CSPX (+0.94%) for saving for a home loan at final maturity - instead of special payments. $CSNDX (+0.74%) for the final payment of an interest-free car loan. In the long term, the basis should clearly be the $VWRL (+0.83%) be the basis.

$CCL (+0%) is the other individual shares of further interest due to the benefits. They should total around 6%.

Furthermore, some gold $SGBS (+1.55%) and Bitcoin are taken into account. The purchase of a small apartment as an investment is also conceivable in the future.

Any opinions? 😀